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Citi Forward Discounts, Deals and Coupon Codes

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thelnel52 2,295 2,553 February 12, 2010 at 01:22 PM More Citi Forward Deals
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

Community Wiki

Last Edited by 1dash1 August 24, 2016 at 03:43 PM
We have created this wiki as a place for users to insert suggestions for new cards, or to request that cards linked in the original thread should be taken down. We will edit the first post AT LEAST every other week, probably much more frequently.

Citibank Double Cash MasterCard - 2% cash back (1% when you buy, 1% when you pay). No caps, no annual fee. Only real snag is that the DO have Foreign Transaction Fees.

NerdWallet has a decent lookup [nerdwallet.com] that lets you choose the type of card and filter by credit rating and features. Worth checking for current info, that's where I saw the above:

icardbonus.com has probably the most complete, although a bit outdated collection of credit card sign-up bonuses, grouped into personal, business, student and travel categories.

The credit card rewards calculator at creditcardtuneup.com will calculate expected annual rewards for your entered spending profile for many cards. It also calculates the best combinations of cards for your spending pattern.

CardHub offers up-to-date summaries of credit card offers:
http://www.cardhub.com/best-credit-card-deals/

Just a note, Discover 5% cash back is on rotating categories, might confuse some...
***9/05/13 Penfed sent notices to change 5% to 3% and add $25 annual fee if not combined with another qualifying penfed product****

A fairly up-to-date list of 0% no-fee cards is available at zeropercentbalance.com [zeropercentbalance.com]

The Penfed Visa Platinum Cashback Rewards card is only .25% on everything else but still is 5% on gas.

The latest version of the Discover It Card has no signup bonus****, but many pluses (review linky [dailymarkets.com]):
o You no longer only get 0.25% on 1st $3K spent as w/regular Discover. It's 1%.
o No annual fee
o And you get a different phone # w/quick access to U.S. agents.


****I just got the Discover It card, and if you know someone that has a discover card, a referral gives $50 to the both parties (referrer and referee). Referrer: After signup. Referee: After 1st purchase within 3 months.
OR: link to get a $75 Amazon Gift Card with first purchase within 3 months. Linky [discovercard.com] --moosepigeon

Chase Sapphire Reserve [link to offer] [chase.com]
- 100K points for $4,000 spend in first 3 months
- $300 travel credit
- $100 application fee credit for Global Entry or TSA Pre?
- Complimentary Priority Pass(TM) Select membership (access to airport lounges)
- $450 annual fee not waived
- Each additional user costs another $75
Reviews of 100K offer:
http://thepointsguy.com/2016/08/c...e-reserve/
http://time.com/money/4461137/cha...edit-card/

1,134 Comments

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#541
Citi forward card is the only card with 5% (5 points per dollar) for restaurant purchases?

Wondering if there are any other good ones out there I haven't found.
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Joined Aug 2011
Sorry brother.
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#542
I just got a new Chase card, and I'm no longer going to use my old Chase Slate card. Should I cancel it, or just cut it up and forget about it? I've only used it a few times, and had it about 3-4 months.
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#543
I have a Citi Forward Student card, and the 0% APR ran up in June. Does anyone think it could be possible to try and get a new promo on that? Has anyone had a story like this where it did happen? They'll gladly give me 0% transfer balance, but that isn't useful to me. I've been with them a year, never missed a payment, and have been respectful of the credit line I have. I know I could just sign up for a new one, but I really don't want to do that. Don't really need two credit cards before 21!
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#544
Anyone know what the best card is for signup bonuses? Preferably no annual fee. I can't get a Chase card because I have an Amazon card and they don't like issuing two cards to own person (I've been denied like the past 4 times I've asked with all the reps saying "it looks here like you have an account with us already..."). If there's not a good one with a bonus, what's the best non-Chase cashback card? Citi Forward good?
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#545
Quote from SmokeMaxX View Post :
Anyone know what the best card is for signup bonuses? Preferably no annual fee. I can't get a Chase card because I have an Amazon card and they don't like issuing two cards to own person (I've been denied like the past 4 times I've asked with all the reps saying "it looks here like you have an account with us already..."). If there's not a good one with a bonus, what's the best non-Chase cashback card? Citi Forward good?
I've had four chase cards at a time . They lied to you.
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You have blind faith whereas I do not.

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I can't escape the mental picture. theblaze.com is very clearly some sort of information anus yet some posters seem eager to attach their lips and deliver the product here.
#546
Quote from vaultaddict View Post :
I've had four chase cards at a time . They lied to you.
I think it's a combination of it being my first credit card and my credit not being great because of all my med school loans. My credit now is ~720 according to credit karma, but I've only had a card with Amazon/Chase for about 8 months.
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#547
does anyone know if the Chase Sapphire Preferred card have different card #s for authorized users/add on cards?
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#548
Quote from mobilebuddha View Post :
does anyone know if the Chase Sapphire Preferred card have different card #s for authorized users/add on cards?
Same #.
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#549
Quote from lolreconlol View Post :
I just got a new Chase card, and I'm no longer going to use my old Chase Slate card. Should I cancel it, or just cut it up and forget about it? I've only used it a few times, and had it about 3-4 months.
If you're concerned with your credit, then just leave it outstanding as long as there is no charge. Then you will have a bigger credit limit (30% of your credit score) and longer credit history
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#550
Anyone ever have chase downgrade them before?

I just notice after a year they downgraded me. They sent me a new card with out me asking the chase Freedom but I used to be Chase Sig.. What the hell.. I am guessing they did this because that card is for people spending 50K+ on thier cards but I was only spending about 10k a year on it.
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#551
The Penfed Platinum Rewards Credit Card is clearly the best rewards credit card, period. No annual fee, low 9.99% APR, and best rewards where 1 point = $1 cash back via Visa Gift Card.

5% on gas, 3% on supermarket, 1% on everything else. If you can find another rewards card that offers this much back ALL YEAR ROUND without any minimum amounts to obtain prior, please let me know. Stop wasting your time with other credit cards that offer less...
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#552
What's the best CC for %cashback with no limit on how much cashback you can receive? TIA and will REP for good answer!
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Joined Nov 2004
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#553
Quote from paz155aces View Post :
The Penfed Platinum Rewards Credit Card is clearly the best rewards credit card, period. No annual fee, low 9.99% APR, and best rewards where 1 point = $1 cash back via Visa Gift Card.

5% on gas, 3% on supermarket, 1% on everything else. If you can find another rewards card that offers this much back ALL YEAR ROUND without any minimum amounts to obtain prior, please let me know. Stop wasting your time with other credit cards that offer less...
I've seen people talk about getting better than 2 cents/point on programs like Chase Rewards (which would translate to >2%), but all I've seen is for specific products/services that I might not necessarily want. This does seem like a pretty sweet deal though... are there limits?
Quote from MrDaytona View Post :
What's the best CC for %cashback with no limit on how much cashback you can receive? TIA and will REP for good answer!
What about the PenFed card mentioned directly before your post?
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#554
Quote from tadc View Post :
I've seen people talk about getting better than 2 cents/point on programs like Chase Rewards (which would translate to >2%), but all I've seen is for specific products/services that I might not necessarily want. This does seem like a pretty sweet deal though... are there limits?

What about the PenFed card mentioned directly before your post?
Is 1% cashback on any purchase the best available? Also, does that card have a cap on how much cashback you can earn annually?
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#555
Fiancee and I are going to be spending about $4,000- $5,000 in the next 3 months or so for cruise/wedding expenses. What are the cards we should be opening up. Right now it looks like the best option is for us to both open up the Rapid Rewards Card, for 50k points eah minus $69/99 annual fee. Is this the best option or are we missing something? Thanks.

P.S. 110k companion pass option is not really in play because we would never spend $10k to get the extra 10k points needed and we won't be flying a lot anytime soon so it wouldn't be worthwhile
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