Welcome to the updated Slickdeals redesign beta. Learn more and give us feedback. Or, return to the classic view.

Search in
Forum Thread

Credit Card Thread

thelnel52 2,440 February 12, 2010 at 01:22 PM
Deal
Score
+52
380,260 Views

Thread Details

BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

1,085 Comments

39 40 41 42 43

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2004
Cheapskate
1,229 Reputation
#601
Quote from omghaxcode View Post :
which one? Venture One, Cash Rewards, or another?

Also, will I get approved? I put about 2k through my Chase Freedom a month for 13 months but limit is only $1,700 after being raised from $1,200 a few months ago. I'm constantly spending $200, paying it off and repeating so that's kinda why I want this card.

No car payments, loans, etc. Other than my apartment checks, not much credit.
I'd say the Cash Rewards card because, you know, eff annual fees.

The rewards aren't worth much, I only use mine for international charges.
Reply Helpful Comment? 0 0
Joined Oct 2011
L3: Novice
18 Reputation
#602
Quote from tadc View Post :
I'd say the Cash Rewards card because, you know, eff annual fees.

The rewards aren't worth much, I only use mine for international charges.
The Venture One card doesn't have a fee, just the Venture card I think.
Reply Helpful Comment? 0 0
Joined Nov 2004
Cheapskate
1,229 Reputation
#603
Quote from omghaxcode View Post :
The Venture One card doesn't have a fee, just the Venture card I think.
right but Venture has a lower reward rate.
Reply Helpful Comment? 0 0
Joined Oct 2011
L3: Novice
18 Reputation
#604
Quote from tadc View Post :
right but Venture has a lower reward rate.
noted, thanks a lot
Reply Helpful Comment? 0 0
Joined Oct 2011
L3: Novice
18 Reputation
#605
Quote from tadc View Post :
right but Venture has a lower reward rate.
I just took a look at the Capital One Cash rewards card and it claims I must have this history if I'm likely to be accepted:

"I have had a loan or credit card for 3 years or more with a credit limit above $5,000"

Is it possible I'll be accepted at $1,700 limit for just over 1 year? If it's highly unlikely I don't think I'll bother.
Reply Helpful Comment? 0 0
Joined Nov 2004
Cheapskate
1,229 Reputation
#606
Quote from omghaxcode View Post :
I just took a look at the Capital One Cash rewards card and it claims I must have this history if I'm likely to be accepted:

"I have had a loan or credit card for 3 years or more with a credit limit above $5,000"

Is it possible I'll be accepted at $1,700 limit for just over 1 year? If it's highly unlikely I don't think I'll bother.
Hard to say. If you aren't approved for *that* card, they will likely offer you *some* card. If I'm not mistaken all CO cards have no Foreign Transaction fee, so you could use it for foreign purchases until your credit is good enough to convert to a rewards card.
Reply Helpful Comment? 0 0
Joined Oct 2011
L3: Novice
18 Reputation
#607
Other than foreign transaction fee, what do you think of:

https://www.usbank.com/credit-car...ature.html

Why isn't this card talked about more? It seems to me that it's better than Chase Freedom because you can select the 5% categories.
Reply Helpful Comment? 0 0

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2004
Cheapskate
1,229 Reputation
#608
Quote from omghaxcode View Post :
Other than foreign transaction fee, what do you think of:

https://www.usbank.com/credit-car...ature.html

Why isn't this card talked about more? It seems to me that it's better than Chase Freedom because you can select the 5% categories.
Seems interesting.

Maybe because you have to apply in-branch?

I can't seem to find any info about annual fee. Is there one?
Reply Helpful Comment? 0 0
Joined Oct 2011
L3: Novice
18 Reputation
#609
Quote from tadc View Post :
Seems interesting.

Maybe because you have to apply in-branch?

I can't seem to find any info about annual fee. Is there one?
No annual fee. Looks like a great card so I applied for that one and got it with a $7,500 limit. My GF is applying for the Capital One card so I can get 5% cash back on the $2,500 of plane tickets and we can use the foreign transaction card abroad. Thanks

**Also, if people are interested, all I had to do was call a US Bank branch and they applied for it over the phone. I have no history with them so I see this as a GREAT supplement for Chase Freedom because you get 5% cash back on gas with Chase (6/12 months a year) and other great perks on this card for other places.
Reply Helpful Comment? 0 0
Joined Jun 2005
L6: Expert
1,214 Reputation
#610
My Sapphire Preferred renewal comes up in March and I'm wondering if it's worth it to pay the fee ($95/yr) or if I should downgrade to the (free) regular Sapphire or migrate to the Freedom.

Most paid cards have some sort of annual incentive to keep you (e.g. my Delta Amex gives me a companion pass every renewal), it doesn't look like the Sapphire Preferred offers anything.
Reply Helpful Comment? 0 0
Joined Oct 2009
L1: Learner
13 Reputation
#611
Didn't see Navy Federal Credit Union mentioned here: www.nfcu.org.

They have a 0% APR BT for a year with no balance transfer fee deal going on right now. Deal expires at the end of February.
Reply Helpful Comment? 0 0
Joined Nov 2012
Deal Ninja
43 Reputation
#612
Quote from hobojon View Post :
Why isn't the Fidelity Amex listed under the "High Rewards" category. It gives 2% cash back on everything with no caps.

http://personal.fidelity.com/prod...owcard=all
Seconded.
Reply Helpful Comment? 0 0
Joined Nov 2012
Deal Ninja
43 Reputation
#613
Quote from t1m0thy View Post :
Didn't see Navy Federal Credit Union mentioned here: www.nfcu.org.

They have a 0% APR BT for a year with no balance transfer fee deal going on right now. Deal expires at the end of February.
DCU (Digital Federal Credit Union) also offer many low APR cards with very high starting credit limits.
Reply Helpful Comment? 0 0
Joined Jun 2008
L6: Expert
76 Reputation
#614
Quote from t1m0thy View Post :
Didn't see Navy Federal Credit Union mentioned here: www.nfcu.org.

They have a 0% APR BT for a year with no balance transfer fee deal going on right now. Deal expires at the end of February.
This for whoever is eligible. Fantastic bank and always no balance transfer fees on their cards.
Reply Helpful Comment? 0 0

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2004
Cheapskate
1,229 Reputation
#615
Quote from geost View Post :
This for whoever is eligible. Fantastic bank and always no balance transfer fees on their cards.
I assume eligibility has to do with serving in the Navy?
Reply Helpful Comment? 0 0
Page 41 of 73
39 40 41 42 43
Join the Conversation
Add a Comment
 
Slickdeals Price Tracker
Saving money just got easier.
Start Tracking Today
Copyright 1999 - 2015. Slickdeals, LLC. All Rights Reserved. Copyright / DMCA Notice  •  Privacy Policy  •  Terms of Service  •  Acceptable Use Policy (Rules)