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Citi Forward Discounts, Deals and Coupon Codes

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thelnel52 2,293 2,553 February 12, 2010 at 01:22 PM More Citi Forward Deals
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

Community Wiki

Last Edited by buzzy October 21, 2014 at 12:17 PM
We have created this wiki as a place for users to insert suggestions for new cards, or to request that cards linked in the original thread should be taken down. We will edit the first post AT LEAST every other week, probably much more frequently.

Citibank Double Cash MasterCard - 2% cash back (1% when you buy, 1% when you pay). No caps, no annual fee. Only real snag is that the DO have Foreign Transaction Fees.

NerdWallet has a decent lookup [nerdwallet.com] that lets you choose the type of card and filter by credit rating and features. Worth checking for current info, that's where I saw the above:

icardbonus.com has probably the most complete, although a bit outdated collection of credit card sign-up bonuses, grouped into personal, business, student and travel categories.

The credit card rewards calculator at creditcardtuneup.com will calculate expected annual rewards for your entered spending profile for many cards. It also calculates the best combinations of cards for your spending pattern.

Just a note, Discover 5% cash back is on rotating categories, might confuse some...
***9/05/13 Penfed sent notices to change 5% to 3% and add $25 annual fee if not combined with another qualifying penfed product****

A fairly up-to-date list of 0% no-fee cards is available at zeropercentbalance.com [zeropercentbalance.com]

The Penfed Visa Platinum Cashback Rewards card is only .25% on everything else but still is 5% on gas.

The latest version of the Discover It Card has no signup bonus****, but many pluses (review linky [dailymarkets.com]):
• You no longer only get 0.25% on 1st $3K spent as w/regular Discover. It's 1%.
• No annual fee
• And you get a different phone # w/quick access to U.S. agents.


****I just got the Discover It card, and if you know someone that has a discover card, a referral gives $50 to the both parties (referrer and referee). Referrer: After signup. Referee: After 1st purchase within 3 months.
OR: link to get a $75 Amazon Gift Card with first purchase within 3 months. Linky [discovercard.com] --moosepigeon

1,129 Comments

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#1096
Does anyone know how Discover calculates their cashback on products bought through ShopDiscover?

I just spent $1200 before shipping and taxes on an item at Dell when ShopDiscover was advertising 10% cachback and was sent an email that I would receive $112.38 back in rewards for my purchase. I was expecting $120. Any CC gurus know what's going on?
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#1097
Quote from dealdude10 View Post :
Does anyone know how Discover calculates their cashback on products bought through ShopDiscover?

I just spent $1200 before shipping and taxes on an item at Dell when ShopDiscover was advertising 10% cachback and was sent an email that I would receive $112.38 back in rewards for my purchase. I was expecting $120. Any CC gurus know what's going on?
This is kind of a shot in the dark but was the total after tax and shipping around $1250?

That $112.38 may be 9% of the total cost. The other 1% would come on you normal credit card statement.

Take this with a grain of salt as I do not have a discover but have used a lot of cashback cards in the past.
Reply Helpful Comment? 0 0
#1098
Quote from bta15 View Post :
This is kind of a shot in the dark but was the total after tax and shipping around $1250?

That $112.38 may be 9% of the total cost. The other 1% would come on you normal credit card statement.

Take this with a grain of salt as I do not have a discover but have used a lot of cashback cards in the past.
W/o tax: $1199.99
W/ tax: 1294.57 (weird since I expected $1304.87 w/ my local tax rate)
Reply Helpful Comment? 0 0
#1099
Dude i would say that's a cool deal. most of the times if u had put in a coupon code u wont get the discover deal ...and if ur card is new u might get it doubled by year end ..that's super kool!!!
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#1100
Can anyone advise on the spg amex card? My husband got this card this summer with the 30k bonus. Our plan was to have me get the card for the 30k bonus next time it came up. Now I see that it is merging with marriot. Should I sign up for it now for the 25k? We already got the points we needed for our disney vacation on my dhs card. I know it's "once in a lifetime" per card so if it's ending it seems I should do it asap? Or will it be a while before it ends and I should wait it out? Thank you!
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#1101
I got my son the Discover Student card. I like the fact he is building credit and has an emergency way of funds if he needs them while away from home. I also like that the credit limit isn't huge - enough for what he needs, but not enough to get into some serious debt he can't control.
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#1102
need a little help bout a 680 cred score.

whats the best card for

gas

groceries

restaurant

everything else

preferably looking for no yearly fee

thanks in advance
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#1103
I'm about to travel abroad and need a credit card with no foreign transaction fees with wide acceptance. I don't travel often so I'm looking for cash back type rewards if any and no annual fee.

Barclay's (non-plus)? I could use some suggestions.
Reply Helpful Comment? 0 0
#1104
Quote from Areed67 View Post :
I'm about to travel abroad and need a credit card with no foreign transaction fees with wide acceptance. I don't travel often so I'm looking for cash back type rewards if any and no annual fee.

Barclay's (non-plus)? I could use some suggestions.
Capital One Quicksilver could fit the bill. 1.5% cashback on everything, no AF, no FTF, and it's a Visa, so wide acceptance abroad.
Reply Helpful Comment? 0 0
#1105
Quote from PointsYak View Post :
Capital One Quicksilver could fit the bill. 1.5% cashback on everything, no AF, no FTF, and it's a Visa, so wide acceptance abroad.
Thanks, ended up with the Bankamericard Travel Rewards card in the interim.
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#1106
Yes, still I am getting error signal from CitiCards so anyone know when the problem will be fixed as it's crying needed for me. One more thing please don't hesitate to provide me the actual link so that I can see easily
Reply Helpful Comment? 0 1
#1107
Does a 5% cashback for restaurant and fast food exist? No rotating categories.
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#1108
I just used the Citi preapproval tool and it suggested the AAdvantage card. I've had it in the past (closed it in September) but the terms do not mention the 18 month waiting period. is this worth the risk? I'd love an extra 50k miles...

Quote from EliasE9448 View Post :
Does a 5% cashback for restaurant and fast food exist? No rotating categories.
Not currently.
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Last edited by scoutconnor February 26, 2016 at 02:55 PM
#1109
Quote from EliasE9448 View Post :
Does a 5% cashback for restaurant and fast food exist? No rotating categories.
Chase AARP has 3% CB for restaurants and gas stations, unlimited at this time.
Reply Helpful Comment? 0 0
#1110
Is there any good way to spend 3000 dollars on credit card with a minimal cost? Just opened spg amex card and don’t have that many expenses currently but need to spend 3k as soon as possible to take advantage of points to book hotels for summer travel
Reply Helpful Comment? 0 0
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