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Citi Forward Discounts, Deals and Coupon Codes

Credit Card Thread

thelnel52 2,295 2,553 February 12, 2010 at 01:22 PM More Citi Forward Deals
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

Community Wiki

Last Edited by 1dash1 August 24, 2016 at 03:43 PM
We have created this wiki as a place for users to insert suggestions for new cards, or to request that cards linked in the original thread should be taken down. We will edit the first post AT LEAST every other week, probably much more frequently.

Citibank Double Cash MasterCard - 2% cash back (1% when you buy, 1% when you pay). No caps, no annual fee. Only real snag is that the DO have Foreign Transaction Fees.

NerdWallet has a decent lookup [nerdwallet.com] that lets you choose the type of card and filter by credit rating and features. Worth checking for current info, that's where I saw the above:

icardbonus.com has probably the most complete, although a bit outdated collection of credit card sign-up bonuses, grouped into personal, business, student and travel categories.

The credit card rewards calculator at creditcardtuneup.com will calculate expected annual rewards for your entered spending profile for many cards. It also calculates the best combinations of cards for your spending pattern.

CardHub offers up-to-date summaries of credit card offers:
http://www.cardhub.com/best-credit-card-deals/

Just a note, Discover 5% cash back is on rotating categories, might confuse some...
***9/05/13 Penfed sent notices to change 5% to 3% and add $25 annual fee if not combined with another qualifying penfed product****

A fairly up-to-date list of 0% no-fee cards is available at zeropercentbalance.com [zeropercentbalance.com]

The Penfed Visa Platinum Cashback Rewards card is only .25% on everything else but still is 5% on gas.

The latest version of the Discover It Card has no signup bonus****, but many pluses (review linky [dailymarkets.com]):
o You no longer only get 0.25% on 1st $3K spent as w/regular Discover. It's 1%.
o No annual fee
o And you get a different phone # w/quick access to U.S. agents.


****I just got the Discover It card, and if you know someone that has a discover card, a referral gives $50 to the both parties (referrer and referee). Referrer: After signup. Referee: After 1st purchase within 3 months.
OR: link to get a $75 Amazon Gift Card with first purchase within 3 months. Linky [discovercard.com] --moosepigeon

Chase Sapphire Reserve [link to offer] [chase.com]
- 100K points for $4,000 spend in first 3 months
- $300 travel credit
- $100 application fee credit for Global Entry or TSA Pre?
- Complimentary Priority Pass(TM) Select membership (access to airport lounges)
- $450 annual fee not waived
- Each additional user costs another $75
Reviews of 100K offer:
http://thepointsguy.com/2016/08/c...e-reserve/
http://time.com/money/4461137/cha...edit-card/

1,134 Comments

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#1126
Quote from tadc View Post :
Just posting to clarify that Fred Meyer (and Costco) does count as Grocery for the purposes of Chase Freedom quarterly 5%.

As for advice, I'd suggest posting on /r/churning on the weekly What-Card-Wednesday thread for advice.
Do you have the link for What Card Wednesday? I couldn't find it and am interested. Thanks!
Reply Helpful Comment? 0 0
#1127
Quote from wendy View Post :
Do you have the link for What Card Wednesday? I couldn't find it and am interested. Thanks!
https://www.reddit.com/r/churning...acy_search
Reply Helpful Comment? 0 0
#1128
Thank you but yikes that is alot of info. Doesnt SD have a link with the current best credit card offers? I need to cancel off a bunch of my cards as I'm having trouble keeping track of them but also want to take out some new offers so weighing my options. If you have the link please let me know. Thank you.
Reply Helpful Comment? 0 0
#1129
Quote from wendy View Post :
Thank you but yikes that is alot of info. Doesnt SD have a link with the current best credit card offers? I need to cancel off a bunch of my cards as I'm having trouble keeping track of them but also want to take out some new offers so weighing my options. If you have the link please let me know. Thank you.
This link was in that thread, its reddits best offers:

https://docs.google.com/spreadshe...=746912504

Flyer talk also has a thread with best offers here:

http://www.flyertalk.com/forum/cr...ption.html
Reply Helpful Comment? 1 0
#1130
hey guys, I didnt want to start a new thread with such a simple question....

Should I always create a new online account for each Amex card? I currently have two online accounts for my two cards but my wife has her two cards in the same online account. For the purpose of Amex offers, she can simply log in to her account in two browsers, select a different card in each, and add the offer to both cards. Long time ago people used to say that once you claimed an offer that the other cards in the online account couldnt add the same offer unless you did it fast enough. Is this still true? Its kind of convenient to just add my new Amex card to an existing online account... If it makes a difference, I will only have this card for 1 year as the annual fee is $175 and I dont travel that much.

edit: went ahead and added it to one of my existing amex.com accounts. I'll just open each card in a tab to add offers.
Reply Helpful Comment? 1 0
Last edited by cardboardbox May 10, 2016 at 01:24 PM
#1131
I had forgotten all about it but I just received my Discover IT cashback match for the last year. I had 83.16 rewards for the last year and they matched it dollar for dollar. Bonus!

Also, Discover IT card has Amazon with 5% cashback rewards for the rest of the year. Very handy to be able to use your Discover cashback reward to pay for your Amazon purchase on the spot.
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#1132
Quote from DealMeInPlease View Post :
I had forgotten all about it but I just received my Discover IT cashback match for the last year. I had 83.16 rewards for the last year and they matched it dollar for dollar. Bonus!

Also, Discover IT card has Amazon with 5% cashback rewards for the rest of the year. Very handy to be able to use your Discover cashback reward to pay for your Amazon purchase on the spot.
But would you still get the 5% cashback if you use your rewards instead of charging it to your card?
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#1133
Quote from Arp590 View Post :
But would you still get the 5% cashback if you use your rewards instead of charging it to your card?
Hmm. Good question. I would guess not. Probably makes more sense to charge the entire purchase to the card and use the rewards for statement credit. Thanks for pointing this out.
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#1134
Quote from DealMeInPlease View Post :
Hmm. Good question. I would guess not. Probably makes more sense to charge the entire purchase to the card and use the rewards for statement credit. Thanks for pointing this out.
Yeah I was just curious because I always use the ACH transfer or statement credit just for that reason.
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#1135
Quote from wendy View Post :
Thank you but yikes that is alot of info. Doesnt SD have a link with the current best credit card offers? I need to cancel off a bunch of my cards as I'm having trouble keeping track of them but also want to take out some new offers so weighing my options. If you have the link please let me know. Thank you.
I wouldn't recommend closing the older ones, since that kills your average age of accounts.
You can keep them at 0 and lock the cards in a safe place
Reply Helpful Comment? 0 0
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