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Citi Forward Discounts, Deals and Coupon Codes

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thelnel52 2,295 2,553 February 12, 2010 at 01:22 PM More Citi Forward Deals
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Last Edited by Schooby March 26, 2015 at 05:34 PM
BALANCE TRANSFER CARDS
Card Name Duration of 0% Fee Cap Link
Virgin America Visa Signature Card 6 months 3% $50 Link [virginamericavisa.com]
Escape by Discover Card 6 months 3% Uncapped Link [creditkarma.com]
Discover More Card 18 months 4% Uncapped Link [creditkarma.com]
Citi Forward Card 12 months 3% Uncapped Link [citicards.com]
HSBC GM Flexible Earnings Card 12 months 3% Uncapped Link [hsbcapply.com]
Barclays Coast to Coast 12 months 3% $75 Link [coastresortscard.com]
Chase Freedom MC 12 months 5% Uncapped Link
Chase Freedom Visa 12 months 5% Uncapped Link
Slate from Chase Visa 15 months 3% Uncapped Link



LOW APR CARDS
Card Name Duration of 0% APR Regular APR Link
Escape by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Miles by Discover Card 6 months 10.99-15.99% variable** Link [creditkarma.com]
Chase Freedom MC 6 months 12.99-22.99% variable** Link
Chase Freedom Visa 6 months 12.99-22.99% variable** Link
TrueEarnings Card from Costco and American Express 6 months 15.24% (prime rate + 11.99%) Link [americanexpress.com]
Citi Forward Card 7 months 12.99-19.99% variable Link [citiforward.com]
Discover Student Card 9 months 12.99-19.99% variable Link [creditkarma.com]
Discover Open Road Card 12 months 11.99-19.99% variable** Link [creditkarma.com]
Capital One Orbitz Visa Platinum 12 months (March 2012) 13.9-19.9% variable Link [capitalone.com]
Citi Platinum Select MasterCard 12 months 11.99-19.99** Link [citicards.com]
Slate from Chase 15 months 11.99-21.99% variable** Link
** APR depends on credit score


HIGH REWARDS

Card Name Rewards Link
Discover Student Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
Citi Forward Card Points redeemable for gift cards; 5 points/dollar for entertainment, 1 point/dollar for other purchases, 6000 points for spending $250 within first 3 months Link [citiforward.com]
AmEx Plum Card 1.5% discount for prompt payment OR 2 months with no interest Link
Discover More Card 5% CB on certain categories (rotates monthly, must manually sign up online); .25% CB on everything else, 1% when you reach $3000 Link [creditkarma.com]
AmEx Blue Card 3% cash back at supermarkets, 2% cash back at gas stations and department stores and 1% cash back on all other eligible purchases Link
Penfed Visa Platinum Cashback Rewards 5% on gas, 1% on everything else; must be Penfed member; second card on list Link [penfed.org]
Associated Bank Visa Signature Rewards Card 1% CB on everything, 1 point per dollar, 3 points per dollar on groceries, gas, drugstores Link [associatedbank.com]

Community Wiki

Last Edited by 1dash1 August 24, 2016 at 03:43 PM
We have created this wiki as a place for users to insert suggestions for new cards, or to request that cards linked in the original thread should be taken down. We will edit the first post AT LEAST every other week, probably much more frequently.

Citibank Double Cash MasterCard - 2% cash back (1% when you buy, 1% when you pay). No caps, no annual fee. Only real snag is that the DO have Foreign Transaction Fees.

NerdWallet has a decent lookup [nerdwallet.com] that lets you choose the type of card and filter by credit rating and features. Worth checking for current info, that's where I saw the above:

icardbonus.com has probably the most complete, although a bit outdated collection of credit card sign-up bonuses, grouped into personal, business, student and travel categories.

The credit card rewards calculator at creditcardtuneup.com will calculate expected annual rewards for your entered spending profile for many cards. It also calculates the best combinations of cards for your spending pattern.

CardHub offers up-to-date summaries of credit card offers:
http://www.cardhub.com/best-credit-card-deals/

Just a note, Discover 5% cash back is on rotating categories, might confuse some...
***9/05/13 Penfed sent notices to change 5% to 3% and add $25 annual fee if not combined with another qualifying penfed product****

A fairly up-to-date list of 0% no-fee cards is available at zeropercentbalance.com [zeropercentbalance.com]

The Penfed Visa Platinum Cashback Rewards card is only .25% on everything else but still is 5% on gas.

The latest version of the Discover It Card has no signup bonus****, but many pluses (review linky [dailymarkets.com]):
o You no longer only get 0.25% on 1st $3K spent as w/regular Discover. It's 1%.
o No annual fee
o And you get a different phone # w/quick access to U.S. agents.


****I just got the Discover It card, and if you know someone that has a discover card, a referral gives $50 to the both parties (referrer and referee). Referrer: After signup. Referee: After 1st purchase within 3 months.
OR: link to get a $75 Amazon Gift Card with first purchase within 3 months. Linky [discovercard.com] --moosepigeon

Chase Sapphire Reserve [link to offer] [chase.com]
- 100K points for $4,000 spend in first 3 months
- $300 travel credit
- $100 application fee credit for Global Entry or TSA Pre?
- Complimentary Priority Pass(TM) Select membership (access to airport lounges)
- $450 annual fee not waived
- Each additional user costs another $75
Reviews of 100K offer:
http://thepointsguy.com/2016/08/c...e-reserve/
http://time.com/money/4461137/cha...edit-card/

1,134 Comments

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#46
Quote from brendo927 View Post :
I'm confused on what you are saying. You are looking for a new card and dont want to open a new card.
He just wants to convert his old card to a better one. This will not count as a new card and won't affect the credit score.
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#47
Quote from Sportsaholic View Post :
Any one know if Schwab brokerage one account offers free transfer of funds to an external account like ING?
Yes it is free
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#48
Quote from Sportsaholic View Post :
He just wants to convert his old card to a better one. This will not count as a new card and won't affect the credit score.
Bingo.
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#49
Quote from thelnel52 View Post :
sdslick- I'll work on putting everything into a (unfortunately) non-sortable table... It's not perfect, but hopefully it will be easier for you guys to read.
Nice, new tables look much better.

Still don't know which card to get... Which of the cards listed give the most cashback without a yearly fee?

I currently have a BoA world points mastercard. Which gives 1% cashback if you spend enough, otherwise it is under 1%.
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#50
anyone have the Chase Sapphire card [chasesapphire.com]
It's a miles and cashback card without an annual fee. It has a lot of other stuff like rental car coverage.

Quote :
Credits begin at 2,500 points for $25.
You get 10,000 points for signing up so that is a free $100.

Then again, I already get 1% cash back. Need a card with over 1% cashback :/
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#51
Quote from sdslick View Post :
Nice, new tables look much better.

Still don't know which card to get... Which of the cards listed give the most cashback without a yearly fee?

I currently have a BoA world points mastercard. Which gives 1% cashback if you spend enough, otherwise it is under 1%.
I would assume that in the fairly near future, all the credit cards will begin charging an annual fee. Since they have the right (they think God-given, no doubt) to change any and all terms as long as they tell you in advance under the new rules, they will suck you in with "no annual fee" and in a few months you get your fee notice. When I see a credit card offer with "no annual fee ever" advertised, I'll go for it.
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#52
Quote from sdslick View Post :
Then again, I already get 1% cash back. Need a card with over 1% cashback :/
If you are a big spender, look at the Amex Blue Cash card. Once you spend $6500 on it, you get unlimited 5% CB on gas/grocery/drugstore purchases and 1.25% CB on everything else. Before that it's 1%/0.5%, respectively.
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Quote from Imerson View Post :
I don't think experience really matters for a president. My point is that you can't really use his own words from 4 years ago against him.
1.20.2009 - The end of one error, and the beginning of another

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#53
Quote from sdslick View Post :
Nice, new tables look much better.

Still don't know which card to get... Which of the cards listed give the most cashback without a yearly fee?

I currently have a BoA world points mastercard. Which gives 1% cashback if you spend enough, otherwise it is under 1%.
I know that the consensus in the office right now is Schwab for most things, Penfed for gas. (and then a business card for business things) You could probably do a little better with some more focused cards, but in terms of effort and ease of management, that's a pretty good start.
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#54
Looking for a card with 0% on transfers.

Right off the bat, Citi Platinum Select MasterCard looks like the one for me. (maybe Discover)

Two quick questions:

Any chances in getting the transfer fee waived? Is it worth the effort? Any cards with no fee?

What are the 'caps'? Is this a 'cap' on how much you can pay down on your transfer?
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#55
Chase slate I saw has a pre-approval for 0%.....U.S. bank has some good products.
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#56
Depends where you live, but Associated Bank has a Cash Rebate card for 5% on groceries, gas, and pharmacies, and 1% on everything else. I think there's limits to how much you can get per year, but no requirements or spending floors to get the bonuses. And no entry bonus first year shenanigans. It's also just straight cash. As soon as you get to at least $50, you just call them up and they send you a check.
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#57
i don't care much about rewards programs; not the most important thing to me.. just need a card with a fair rate, no annual fee, and easy web-based management of virtual/one-time-use card numbers for use when shopping online.

could be a personal card or a small business one.. doesn't matter.

any suggestions?
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When you buy more, you save more. And when you save more, you can buy more.
And when you buy more, you save more. It all starts when you BUY MORE.


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#58
One of the few good things to come out of the new credit card laws:
Highest interest balances paid first: When consumers have accounts that carry different interest rates for different types of purchases (i.e., cash advances, regular purchases, balance transfers or ATM withdrawals), payments in excess of the minimum amount due must go to balances with higher interest rates first. Current industry practice is to apply all amounts over the minimum monthly payments to the lowest-interest balances first -- thus extending the time it takes to pay off higher-interest rate balances.

I have some money I need to transfer next month and am looking for 0% offers. I have been holding a sum of $10-20K(car loans etc) at 0% for about 5+ years always paying the minimum in absolutely no rush to pay it off since it is at 0% and I have other things to pay down like a 6% mortgage. Well I have 0-1% offers from a few different cards that I typically make monthly purchases on but never carry a balance. Well if I transfer some of my debt to these cards then I dont have to worry about paying off the 0% balance and leaving the balance of the purchases on there at 10-20% under the new laws.
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#59
Quote from Andyps88 View Post :
Citicard tried to change my intrest rate from 11.04 to 29.99 so balance transfer on them ain't gonna look good soon In the future.
I may be wrong, but I don't think they're allowed to change promotional rates with previously stated terms, and even if they do, you can always opt out of changes which just means they close your account and you pay it off like you would have anyway. This is assuming you're just signing up for a new card for the balance transfer offer.
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#60
Any thoughts on the Amazon Rewards Visa from Chase? I'm a college student with just one CapitalOne Mastercard that does nothing for me... looking for a nice rewards card

And if I get the Citi MtvU card, what happens to it once I graduate? Do I keep all the same benefits?
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Last edited by 10101133 February 27, 2010 at 07:52 PM
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