Just got an offer from PNC. 4 points on every $1 spent w/ no limit or points earned. Also give 100,000 points after $1000 in purchases in first 3 months. $100 prepaid card costs 50,000 points so basically $200 card. Biggest attraction to me is 4 points on each $1. I have Penfed now that gives me 5 points on each $1 for gas but only 1 point on all others. Seems like PNC is best deal. Any suggestions?
This doesn't sound like a good deal.
The points are only worth 0.2 cents per point. Therefore every dollar you spend, you get 0.8 cents (or %) cash back.
With penfed for every normal dollar you spend you get 1% cashback, and on gas you get 5%.
Stick to penfed...or add a 2% cashback card like Fidelity Amex
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