I have 3500 left on my car loan with Hyundai finance for which I pay 3.99% APR. I am wondering if there is a credit card deal out there that I can use to pay the car loan and pay the credit card 0%. I can pay off credit card withing 12 months. I asked my motor finance company and they said I cant use credit card to pay off my balance. Do any credit cards offer cash that I can use to pay off the loan and avoid paying 3.9%?
thanks in advance
a slate card.
Last edited by ballershanelle; 02-22-2015 at 05:24 PM..
What do you guys recommend as the best rewards card to get? I want $0 yearly fee and my purchases to likely just be cash back or rewards that can turn into cash back. I plan to pay it off monthly in full.
I'd recommend Citi Doublecash which gives 2% CB unlimited as of now. I've tested it for months now and a day before statement posts, I pay ALL charges so I have zero balance. When statement posts, it also posts my CB which I immediately transfer to my bank account on file. I also have amex blue cash that I still have unlimited CB up to Sept this year for 5% on grocery store and drugstore purchases. For restaurant purchases, I use Chase AARP that gives me 3% CB, unlimited at this time.
I don't worry about APRs because I pay all charges before or soon after statement cuts.
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