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***chat*** The Official Publix Grocery Chat Thread and anyone else is welcome Chat too!

UsedtoBeHidn 5,006 6,981 February 10, 2011 at 12:48 PM in Grocery (2)
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The PUBLIX thread is IMHO the best grocery store thread around heart
Here's a little chat area for us all to share info, recipes, rant's, raves and whatever else we want without clogging up the regular weekly deals thread for PUBLIX. If we want to share super deals we find in other stores or whatnot that's ok too heart

I think we all are such a great family that it's a good to have our own special place Grouphug


You can post basically anything you like in here but let's keep deals info in the actual PUBLIX thread. All are welcome and basically no major rules except be kind and courteous of other's and treat each other with respect. Other than that let's all have some fun! Also you don't have to shop at PUBLIX to share in the chat or whatnot... we like everyone.

April 2, 2011, 3:13 am: System Notice: This thread has been automatically renewed after reaching a post limit. Most of its content has been moved to this thread for reference purposes.

May 22, 2011, 3:13 am: System Notice: This thread has been automatically renewed after reaching a post limit. Most of its content has been moved to this thread for reference purposes.

September 22, 2011, 1:08 pm: System Notice: This thread has been automatically renewed after reaching a post limit. Most of its content has been moved to this thread for reference purposes.

Community Wiki

Last Edited by jdrodgers1013 February 17, 2012 at 10:00 AM
Here's the WIKI
We can share whatever we want in here heart

Link to the current Publix Deal Thread is HERE

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Joined Jul 2009
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#2161
Scratchhead
DH refinanced the house last month, saving a boatload of money (and shaving off 5+ years of payments). His plan was to send half a payment every two weeks (making sure that both halves arrived well before the due date, of course) so that he would be making the equivalent of 13 payments a year instead of 12 (shaving even more time and interest off the loan). He talked to the new lender today and they said they REFUSE to accept partial payments. Period.

WTF? I can understand if someone is behind they may demand payment in full, but how can they say no to an early payment? It just doesn't make any sense to me.

DH is probably just going to send a full payment every 4 weeks instead, but he loses a few dollars to interest that way, since he'll be sending part of it two weeks later than he had originally planned. It's not the end of the world, but it is super annoying.
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Last edited by rydergal April 16, 2012 at 01:11 PM
Reps are back...for now. Stick Out Tongue I owe loads of gratitude to everyone that got me where I am! Read the *NEW* CVS FAQ and post your questions there. Let's keep the deal threads deal-related, please.
Would it kill you to read the wiki? Or to read the thread? All the experts got to where they are by reading...you can too.
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By the way, I read the wiki, and it didn't kill me. Big Grin
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Joined Dec 2008
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#2162
Quote from rydergal View Post :
WTF? I can understand if someone is behind they may demand payment in full, but how can they say no to an early payment? It just doesn't make any sense to me.

DH is probably just going to send a full payment every 4 weeks instead, but he loses a few dollars to interest that way, since he'll be sending part of it two weeks later than he had originally planned. It's not the end of the world, but it is super annoying.
Go back and look at the papers he signed. I just used to do a full extra payment once every 4 months. I had no prepayment penalty.
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#2163
Since when does Publix require $30 of a purchase after all Q's and discounts for a PQ $5/$30?

I have not been shopping much lately to use up the stockpile, but last time I used a $5/$30 it was no issue. So do you lovely P peeps think it is a rule change or just a snotty cashier/manager?

I may end up email corporate over it since we are moving and that store we went to was the closest to the house. I hate the store, but it is right around the block from me.
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Quote from kallison423 View Post :
How bad is it that my first thought was "I wonder how lettuce would taste if one were to smoke it?"

Stick Out Tongue
nod

You don't need a license to drive a sandwich. -Spongebob LMAO
#2164
Quote from Gwapes View Post :
Since when does Publix require $30 of a purchase after all Q's and discounts for a PQ $5/$30?

I have not been shopping much lately to use up the stockpile, but last time I used a $5/$30 it was no issue. So do you lovely P peeps think it is a rule change or just a snotty cashier/manager?

I may end up email corporate over it since we are moving and that store we went to was the closest to the house. I hate the store, but it is right around the block from me.
This is an excerpt from their coupon policy
Dollars-Off-Total-Order Coupons

Q: What should the acceptance criteria be for a coupon that states $40.00 purchase must be met after all other coupons/discounts have been applied. Not valid on purchases of stamps, gift cards, alcohol or tobacco products.?
A: Our policy states that coupon acceptance is subject to any restrictions on the coupon, so in this case we'd use the more restrictive limitations printed on the coupon.


Their answer would make one believe that Publix $5.00 is pre coupon total
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#2165
Quote from rydergal View Post :
Scratchhead
DH refinanced the house last month, saving a boatload of money (and shaving off 5+ years of payments). His plan was to send half a payment every two weeks (making sure that both halves arrived well before the due date, of course) so that he would be making the equivalent of 13 payments a year instead of 12 (shaving even more time and interest off the loan). He talked to the new lender today and they said they REFUSE to accept partial payments. Period.

WTF? I can understand if someone is behind they may demand payment in full, but how can they say no to an early payment? It just doesn't make any sense to me.

DH is probably just going to send a full payment every 4 weeks instead, but he loses a few dollars to interest that way, since he'll be sending part of it two weeks later than he had originally planned. It's not the end of the world, but it is super annoying.
They probably have a bi-weekly mortgage plan with a fee they want you to pay to do that. Our old lender was that way. IIRC, they wanted a $1500 set-up fee to do the bi-weekly mortgage (on top of the refinance). We refinanced to our other credit union, went from a 30-year to a 15-year biweekly with no additional fees. We can also add any additional amount to principal AFTER those two (or three) payments are made each month.
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Thank you to bachophobia for putting me over 2K reps, iamnotaduck for 3K, jwb1850 for 5K!

"Some people need a sympathetic pat on the head ... with a hammer." -MsGal

"She acts like she's the coupon special forces, the last line of defense between me and the paper." - RyanR9783
#2166
About the Lysol Mail-in Rebate. The one from the Smartsource specifies that it has to be for the 35-count container. The one that was printable says 35-or-70. Both go to the same address but I believe they have different expiration dates.

Has anyone done both of them? I'm sending one away for the 35-count but am considering buying the B1G1 free 70-ct containers at Publix tomorrow and sending that one off for the printable rebate. A little worried it will get rejected though given that they both go to the exact same address.
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#2167
Quote from bazbaz65 View Post :
About the Lysol Mail-in Rebate. The one from the Smartsource specifies that it has to be for the 35-count container. The one that was printable says 35-or-70. Both go to the same address but I believe they have different expiration dates.

Has anyone done both of them? I'm sending one away for the 35-count but am considering buying the B1G1 free 70-ct containers at Publix tomorrow and sending that one off for the printable rebate. A little worried it will get rejected though given that they both go to the exact same address.
I'm curious too. I've already done rebates for the 35 ct so I'm hoping the rebates for the 70ct work.

I read on another site that if you participated in the previous rebate offer a few months ago, you are eligible to participate again. The person says they called Lysol and got that info so I guess I'll give it a whirl. Worst case scenario, I have filler for my gas card deal and wipes for my kitchen Big Grin
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#2168
Quote from tn_native View Post :
Go back and look at the papers he signed. I just used to do a full extra payment once every 4 months. I had no prepayment penalty.
He's got no prepayment penalty; we made sure of that up front. He just wanted to send them half a payment every two weeks, but they told him anything short of a full payment at one time would just be returned...they won't accept it at all. So...if he were to send them half a payment, they'd just send it right back, even though the other half would be coming in two weeks (and both halves would be there well before the due date). So, he's just gonna send a massive payment every 4 weeks instead, and apply the extra towards the principal. Similar effect, though he'll wind up paying a smidge more interest that way.
He got a 15yr mortgage this time (had 20 left on the old loan), but should have it paid off in roughly 6-7 years with the size payments he's planning to make. Then we can truly scream "we're debt free!" a la Dave Ramsey...the house is the only debt left. Whee
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#2169
Quote from MsAttitude View Post :
This is an excerpt from their coupon policy
Dollars-Off-Total-Order Coupons

Q: What should the acceptance criteria be for a coupon that states $40.00 purchase must be met after all other coupons/discounts have been applied. Not valid on purchases of stamps, gift cards, alcohol or tobacco products.?
A: Our policy states that coupon acceptance is subject to any restrictions on the coupon, so in this case we'd use the more restrictive limitations printed on the coupon.


Their answer would make one believe that Publix $5.00 is pre coupon total
Thank you! I think I may write corporate to clarify since there are no restrictions like that on the actual coupon. I would love to have something printed out that I can give to the store manager there. He is just so rude! Mad
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#2170
Quote from Gwapes View Post :
Thank you! I think I may write corporate to clarify since there are no restrictions like that on the actual coupon. I would love to have something printed out that I can give to the store manager there. He is just so rude! Mad
Coupon Policy [publix.com]
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#2171
Quote from MsAttitude View Post :
Coupon Policy [publix.com]
They told me that it had changed and the website was inaccurate. I swear that store just sucks. vomit
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#2172
Quote from Gwapes View Post :
They told me that it had changed and the website was inaccurate. I swear that store just sucks. vomit
Oh no, do NOT let them get away with that. Go higher. They're lucky they're not my store.
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#2173
Quote from Gwapes View Post :
They told me that it had changed and the website was inaccurate. I swear that store just sucks. vomit
I would report that to corporate....I imagine corporate would be pretty PO'd to hear that one of the stores is reporting it to be inaccurate
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Joined Dec 2008
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#2174
This is not a whine...

Ya'll ever feel just ho hum with couponing? I shopped once the last sale (the last day of the ten day sale) before Easter. I shopped once this sale and chose not to run back to the store tonight. The only thing thus far on my list for next week (starts tomorrow here) is Smart Balance milk, but I still have 2 half gallons from the last sale. I would buy eight o'clock coffee, but I have 5 unopened things of coffee I haven't tried in the pantry (Maxwell House must be used first).

Maybe I've gotten to a point that I need to eat what I have and not shop. I have been buying more produce (but not at Publix), in an effort to eat healthier.
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Last edited by tn_native April 17, 2012 at 06:40 PM
#2175
Quote from rydergal View Post :
Scratchhead


DH is probably just going to send a full payment every 4 weeks instead, but he loses a few dollars to interest that way, since he'll be sending part of it two weeks later than he had originally planned. It's not the end of the world, but it is super annoying.
It is actually not going to cost any more in interest to only pay once per month, assuming you do not have a simple interest loan (In general a HELOC is simple interest and a traditional 1st mortgage is not). There is no financial benefit in paying bi-weekly. Interest due is only calculated once per month, based on the balance on the last day of the prior month (the amount of your payment that goes to principal vs interest). Does not matter what day you make the payment. Most mortgages have a 15 day grace period, meaning no late fee if the payment is made before the 15th of the month. Whether you make the payment on the 15th, the 1st, or the 25th of the prior month, or even if you paid once per week, the amount of interest paid/due will be the same.
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Last edited by SammySpade April 17, 2012 at 07:03 PM
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