Help needed: my old apartment sent my name to collection agency
Last year, my application for a new apartment was denied. After getting the my rental history, I found that the apartment had given my name to collection agency for 268$. I tried to call the apartment but found that the company no longer existed, It had been sold. I wrote all this to the rental history agency and got a letter saying they would investigate.
Yesterday I checked my credit report and found that the collection had gotten into my credit report. Now I am mad and I don't know what to do. As per the report, this will stay in my credit report till 06/2012. This wasn't there last year, and I am sure it got there after I wrote to the rental history agency. Should I just call the collection agency and offer to pay? It's just 268 bucks or Would they charge me other fees and interest? I have paid all the rent that was due, although I don't have any receipts from back than. I have never received any bills or letters from either the collection agency or the apartment. Or should I just wait a year and a half and hope it is removed from my credit report? The credit report dates the incident to 6/2006.
Any help, any ideas would be helpful. I am thinking about writing to the TransUnion and arguing against this, but not sure what to say.
Also not sure where this should go, so i put it under financial tools and services. If this is the incorrect forum for this, I apologize.