or alternatively go to:
Log in into your AMEX account and proceed with instructions.
Must be an AMEX customer.
Free score is Experian PLUS Score.
"Congratulations! You are now eligible to receive your annual complimentary Credit Score and Report, exclusively for American Express® Cardmembers.
With this valuable benefit, you will be able to:
* Ensure that the information on your Credit Report is accurate and up-to-date
* Find out if anyone else has viewed your Credit Report
* See how information in your Credit Report affects your Credit Score"
Our system indicates that you have previously purchased from us. If you would like to view your report or take advantage of your member benefits, please login with your Username and Password.
Quote :Might not be possible if you have earlier taken advantage of this deal..
The vast majority of lenders use a three-digit number called a FICO score to make lending decisions. Developed by Fair Isaac and Co., the FICO score takes data from credit reports maintained by the nation's three credit bureaus -- Equifax, Trans Union and Experian -- and boils it down into one three-digit number for each bureau report to provide a quick assessment of a consumer's creditworthiness. All consumers in the system have an Equifax FICO score, an Experian FICO score and a Trans Union FICO score.
The credit scores that Experian sells to consumers, however, are not the Experian FICO scores, the lawsuit contends. Instead, subscribers who sign up for a $14.95 per month service at FreeCreditReport.com get access to a similar three-digit number developed by Experian using its so-called PLUS Score model. While the value is meant to give consumers a sense of their creditworthiness, Plus Score ratings are not sold to lenders, and are not used in lending decisions, the lawsuit alleges.
It's unclear how much the Experian FICO score and the PLUS score can vary. But that is immaterial to Woodward, who says Experian intentionally blurs this distinction in its advertisements.
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