Do you ever get a building permit for stuff you do in your own home?
Was told I could change a faucet washer, but not the faucet. I can change a light bulb but not the fixture. In essence, I can do maintenance but not repairs or improvements.
So if I need to, say, change a light switch or a faucet or change a light fixture I need a permit for electrical and plumbing?
And likewise if I'm changing the tiles in the bath and need to pull out the vanity and toilet I need one for remodeling and plumbing?
Does anyone actually do that and will insurance really deny a claim if they find anything done without a permit?