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what to do with all these rebate debit cards?

CowHunter 63 55 August 27, 2011 at 02:13 PM
About a month back I purchased PC components to build a new PC. As anyone who purchases PC components will know, almost every single one has a rebate of some kind. I have all ready gotten 2 Prepaid VISA debit cards and I am expecting about 5 more! The cards range from $10 to $35, and since I do most of my shopping online it makes it hard to tell the online clerk to charge 10 to this card 15 to this one, etc. here are my questions:

1. Do most online retailers accept them if you try to buy something larger than the denomination of the card? mainly Amazon?

2. Is there a free way to get them all cashed out and into my bank account that isn't a complete pain? I suppose if I wanted I could send myself PayPal payments but I don't want to pay the fees associated with that idea.

3. What other solutions are there to deal with these rebate cards that you have used in the past?

At this point I am thinking the easiest solution is to just buy Amazon gift cards with them and then apply all the gift cards to my amazon account.

Thanks

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#2
just put in your amazon account then you have it when you wnat it
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#3
hm you can type them into your amazon account, but I don't know of anyway way to cash them into it.. hm do you mean buy amazon giftcards? if not thats a good idea of mine Smilie personally i just use them at the grocery store or gas station. the cashiers have no problem performing a split tender with whatever value you tell them. they wont authorize at the pump for gas.. you have to walk in.. and forgo and rewards.. but easy enough other than that. the trick is to exhaust the full value of the card in one go for maximum convenience and not giving the prepaid company free money
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#4
First, check the expiration dates. You want to spend the ones that expire first.

Second, keep at least one for those online one time deals that need a credit card number, but are sometimes free or $5 or so.

Third, buy a gift card at the grocery, drug, gas brick and mortar stores that you go to the most with the other debit cards. Store gift cards at the B & M(or online) always come off and then request another form of payment without any hassles. A debit card sometimes brings out the nasty in cashiers when you have a small balance left.
Third -extra points-buy other items with cash rebates at the drug and grocery stores that pay out with rebate checks(using the store gift cards that you bought with the rebate debit cards) -they still exist. I'm waiting on Snapple, Reynolds Aluminum foil, Finesse shampoo, a meat NBPR from Corona, and a few other rebate checks. I bought all of those items with Giant Eagle/Walmart GC's purchased with a debit card and used coupons/sales that more than covered the postage. Roll that money, roll on!

Fourth, If I know that I need to go to Home Depot, AE, etc. or need a gift card as a gift, then I buy gift cards at Giant Eagle or Kroger with the rebate debit cards to earn fuel points. The holidays are coming!

Regarding Amazon:
Usually, if I need Amazon gc's, then I work on earning them at Swagbucks and Zoombucks. Looking into Can't Buy Free and I-Razoo, but haven't taken the plunge yet. For the first time in over a year, I am going to have to order on Amazon and use a credit card for the balance because of that darn 50% off of Back to School snacks and groceries Kindle Special offer (KSO) code..............so you could buy Amazon GC's (is there a reason that people buy Amazon GC's at Best Buy? I'll have to see if Giant Eagle sells Amazon GC's, maybe I'll get some fuel perks ................hmmm, NOW see what you've done to me...........................)
HTH
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#5
Buy gas. All my rebate gift cards go to gas. It helps for the oddball ones as well like $19.98 or somthing, so that you can use every penny.
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#6
Do you ever buy groceries?? Use these for groceries, tell the clerk to put X amount on the gift card and you can pay the rest out of pocket.
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#7
Quote from smidge1 View Post :
just put in your amazon account then you have it when you wnat it
This is what I do now too. That way the cards don't get lost and you don't have to worry about them.
My grocer doesn't accept credit cards & using them for Amazon is so painless.
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Original Poster
#8
Thanks for all the suggestions. I generally use self checkout at the grocery store, and even though they do give gas rewards, I never think to use them and probably don't spend enough in a month to actually earn enough points for huge savings (single and buying food for 1). I like the idea of double dipping; if Stop and Shop sold Amazon gift cards and I could get gas rewards at the same time i convert it to a simpler form of currency.

For those that add them to your amazon account, do you have any trouble buying say a $50 item when your card only has $10? Does it automatically ask you to add another form of payment, at which point you choose another card if you have more?

Thanks
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#9
Apply it towards a cell phone bill or cable bill you know you will be paying for months? Basically overpay your balance by maxing out the card and if you ever cancel your cell or cable they will cut you a check for your balance.
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#10
Quote from CowHunter View Post :
Thanks for all the suggestions. I generally use self checkout at the grocery store, and even though they do give gas rewards, I never think to use them and probably don't spend enough in a month to actually earn enough points for huge savings (single and buying food for 1). I like the idea of double dipping; if Stop and Shop sold Amazon gift cards and I could get gas rewards at the same time i convert it to a simpler form of currency.

For those that add them to your amazon account, do you have any trouble buying say a $50 item when your card only has $10? Does it automatically ask you to add another form of payment, at which point you choose another card if you have more?

Thanks

I ran out and bought $75 worth of Amazon at Giant Eagle yesterday. Earned 20 cents off of a gallon of gas for every $50 of gift cards and had enough grocery spending already, so that I now have 40 cents off of gallon of gas that doesn't expire for 90 days. I will also earn foodperks of 1% off for every 10 gallons of gas.

Applied the entire GC amount to my Amazon account-it showed available immediately. Amazon gives you the option to use your Amazon $ or all on another form of payment. If your purchase is greater than the Amazon credit in your account, then you are given the remaining amount due and asked for another form of payment for that balance.

If you have Subscribe and Save orders in your account, it does apply the credit in your Amazon account to those first. I cancelled mine so that the Amazon on account would count toward the KSO BTS grocery offer order.

I am also single and buy for 1 (except when the store pays me to buy groceries/HB that I can give to my Brother's family and my Uncle). I buy GC's at Giant Eagle when I am going to spend at Home Depot, McDonalds, Petsmart, Bath & Bodyworks, etc for fuelperks. That way I also receive a larger % back on my credit card for buying groceries that I would if I used the card directly at the store/online.
HTH
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#11
My local grocery store earns fuel perks credit when buying gas cards or restaurant cards from their stores. Usually I maximize my buying power by getting the gas card with the rebate debit cards. So I earn fuel perks (earns 5 cents per gallon for every $50 in purchases made at the store) and take the gas cards over to the gas station whenever I need a fill up. Best of all the gas cards don't expire!
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#12
Sometimes you can cash them out for free at a bank by requesting a cash advance against the card.

If you use one of these cards in combination with another form of payment, some store computers won't handle them correctly unless you use the debit card last. IOW if the charge is $24.37 and your rebate debit card has $8.65 left on it and you have no cash, you first have to charge $15.72 to another card, THEN use the rebate debit card. If you use the rebate debit card first there's a good chance it won't be charged at all. Some stores that handle these cards correctly, regardless of which you use first, include Wal-mart and Kroger. A year ago, Safeway's computers did not. To play it safe, NEVER give a seemingly used-up rebate debit card to the store to dispose of it; instead keep it and check the remaining balance yourself.
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#13
Quote from CowHunter View Post :
Thanks for all the suggestions. I generally use self checkout at the grocery store, and even though they do give gas rewards, I never think to use them and probably don't spend enough in a month to actually earn enough points for huge savings (single and buying food for 1). I like the idea of double dipping; if Stop and Shop sold Amazon gift cards and I could get gas rewards at the same time i convert it to a simpler form of currency.

For those that add them to your amazon account, do you have any trouble buying say a $50 item when your card only has $10? Does it automatically ask you to add another form of payment, at which point you choose another card if you have more?

Thanks
no problems at all adding another form of payment clean and simple.
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#14
Quote from CowHunter View Post :
For those that add them to your amazon account, do you have any trouble buying say a $50 item when your card only has $10? Does it automatically ask you to add another form of payment, at which point you choose another card if you have more?

Thanks
I think they mean buying a $10 amazon gift card, and then the $10 is applied as a discount on your next amazon purchase
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#15
basically everytime you add gc's to your account it just keeps a running total ie if you put 5 $10 gc's you have a $50 account balance if your (now they ask you how you want to pay gc, cc, or paypal)(you can always add more if/when you get them as they never expire) if your total is $67.50 and have $50 you can choose how to pay the balance.
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