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what to do with all these rebate debit cards?

CowHunter 17 August 27, 2011 at 02:13 PM
About a month back I purchased PC components to build a new PC. As anyone who purchases PC components will know, almost every single one has a rebate of some kind. I have all ready gotten 2 Prepaid VISA debit cards and I am expecting about 5 more! The cards range from $10 to $35, and since I do most of my shopping online it makes it hard to tell the online clerk to charge 10 to this card 15 to this one, etc. here are my questions:

1. Do most online retailers accept them if you try to buy something larger than the denomination of the card? mainly Amazon?

2. Is there a free way to get them all cashed out and into my bank account that isn't a complete pain? I suppose if I wanted I could send myself PayPal payments but I don't want to pay the fees associated with that idea.

3. What other solutions are there to deal with these rebate cards that you have used in the past?

At this point I am thinking the easiest solution is to just buy Amazon gift cards with them and then apply all the gift cards to my amazon account.

Thanks

45 Comments

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#31
Quote from iridium View Post :
I use them to buy more FAR stuff at Newegg (can buy Newegg giftcard min $10).
That is a good idea. But I just exhange for another problem.

I think I will just use it at the gas station.

But the gas at Sam now is $3.01 vs $3.18 at all the surronding gas station. You see the problem ???
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#32
It really sucks having rebate prepaid cards......Track the balance...and always comes into question when you have balance left and at the last moment at the grocery store your payment declines...because you forget to update each and every time you use.....It's really pain to track them all.....If you use prepaid cards at Gas station you will loose normally 3-5% cashback usually getting from your credit cards......I don't buy many items from amazon or paypal...so, I can't use over there...Somebody needs to come with solution to cash out...Otherwise prepaid card issuing bank will make money...and you are loosing money at certain stage if you fail to track and use all at once and paying for service charge after certain months.....
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#33
Amazon payment account suggestion helps! Will try!
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the Evil One from bmtv.
3,365 Reputation
#34
use them to buy all the free after rebate stuff at staples this week & choose to have them end you a check.
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#35
Is there any way to get around the $1 pre-authorization charge Amazon hits the card with when trying to purchase an Amazon Gift Card? I tried using a Staples rebate VISA Debit card with a balance of $59.99 to purchase an Amazon Gift Card in the amount of $59.99 and it didn't work because Amazon did the $1 pre-authorization. Now with the pre-authorization still on there I had to purchase a gift card in the amount of $57.99 to get it to go through.
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#36
Same thing with Amazon for me. I used them to pay my cell bill. The balance I pay with cc.
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#37
I use mine at one of two places. I pay any doctor bills one card at a time. If I have a car repair, I use them there or when I get my oil changed. It works for them and it works for me. Just some suggestions. Since I only get 1% back on my credit card for either of those purchases, it doesn't have my cash back credit card so much. I have actually used them to pay a hotel bill if I don't have that chain's credit card.
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#38
In the past I've always used them to purchase gas by going inside like people mentioned above. But I have a couple ideas that I wonder if anyone's tried:

1. I would like to give a year of Netflix as a gift, without the recipient needing to use a credit card and without leaving mine tied to the account. Could I use a rebate card for this? Would the Netflix account then automatically expire when the balance is insufficient to renew?

2. I know some of the gas stations only authorize for $1 by checking my credit card online. So can I use a rebate card at the pump as long as I'm careful not to go over? (I'd sacrifice a few cents so I don't have to wait in line inside.) Or even better, would the pump know where to stop automatically?

EDIT: PS, if anyone with any clout at Netflix ends up reading this, here is the only reason I haven't purchased several Netflix accounts as gifts:
Quote :
Q :
I received a gift but don't have a credit card. What should I do?
A :

We require a valid payment method for every Netflix member, including those who sign up using promotions and gifts. To make it easy, we accept all major credit cards, including Visa, MasterCard, American Express and Discover, as well as debit cards with a Visa or MasterCard logo. When you redeem a gift, you are authorizing us to begin to bill your payment method for the monthly subscription fee at the end of your gift, unless you cancel before your gift ends.
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#39
Sometimes i get send amazon gift amounts from $50c-3 and its ok, sometimes it does the $1 thing. Annoying!
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#40
Quote from ddm View Post :
It really sucks having rebate prepaid cards......Track the balance...and always comes into question when you have balance left and at the last moment at the grocery store your payment declines...because you forget to update each and every time you use.....It's really pain to track them all..
If I don't know the balance on the card, I just ask the cashier to check the balance and apply it to my bill.
I have never tracked a card balance nor
have I ever left a balance on the card for the bank.
I have always done this at the grocery.
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#41
I love those cards since I buy from Amazon *a lot*.
I just buy myself an Amazon gift card with them, throw the debit card away, then apply the gift card to my account.
It all started when I got a $27 debit card. I had no idea how I was going to spend $27 on the nose. That's when I got that idea since you can buy an Amazon GC in any amount.
Works like a charm.
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#42
Quote from AggieMom View Post :
Do you ever buy groceries?? Use these for groceries, tell the clerk to put X amount on the gift card and you can pay the rest out of pocket.
Or utility bills, cell phone as mentioned, or just donate to a charity look around
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#43
Quote from iridium View Post :
I use them to buy more FAR stuff at Newegg (can buy Newegg giftcard min $10).
I just burned up six of them this way. I tried to rep you but I can't in this forum......

Update: all were voided cause "info did not match" wtf.
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#44
I always spend all the money for a gift card at a local grocery store that I visit every week. I just use the self check out and choose the gift card that I can put in any value. Grocery is one of my regular major expenses. Make sure you use up your rebate card before there is service charge (usually after 6 months). The gift card at my grocery store has no charge and no expiration, but I always spend all the money on it very soon anyway.
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#45
Pay gift cards for groceries? The suggestion is great! I usually give gift cards to my kiddos. But you gave me a better idea how to use them wisely. Thanks!
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