Insurance wants to use Non-OEM parts on my car! What do I do?
I have Allied insurance (its owned by Nationside) and my car was recently involved in an accident.
It was the other drivers fault btw.
Anyways, the bumper, bottom metal, and and the grey part on my 2007 Mercedes Benz GL450 is all damaged.
They didn't mention anything about oem or non-oem parts until I asked...they said that "I don't have OEM coverage" so they wont cover me for OEM parts. I said that it was never mentioned to me when I was renewing my insurance. They told me basically that its my problem and suggested that I should go to another insurance after the car is fixed. What should I do or tell them? Last time I got my car hit, (it was my other Gl450), the car had major problems after the fix and the job was really poor...I ended up trading it in. I don't want NON-OEM parts yet they are telling me I have to get them. I though State Farm got sued for this a while back. Also the adjuster said that it should cost $2000 to get fixed and that's how much I will be reimbursed. Im in California so if you guys know any laws I can mention or have any suggestions on what to tell them please let me know
I'll take pics later.