Agree, open a account then go through all the process to make $20 is not worth the time.
eh there are a lot of 'slick' deals that involve a lot more work for a lot less payoff, not sure why this one got bashed while things on Bing rewards are getting upvoted (i just checked it out, wow the days of easy Bing cashback are long gone).
$20 is significant for just providing your name and address and then submitting a payment through your bank's online site. it took me about 5 minutes (I spent more time reading the thread than actually doing it), and i definitely make less than $240 per hour, so $20 for 5 minutes is a good deal.
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