If you still have a 'dumb phone' on your account, I believe Verizon will allow you to upgrade that phone to the latest/greatest smart phone. You have to activate the new smart phone on your old unlimited data line, NOT the dumb phone line. Since you never activate the phone on the dumb phone line - your monthly bill should not change
You have to buy the new phone through Verizon - call and ask about it to confirm you can still do it
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