I hate to recap everyone else but:
1) You won't get the money back.
2) You will lose this friend
3) 16% Interest is not helping him, it's a ridiculously high rate for a 'friend'.
4) Assuming he is worth the risk, a bank would have no issue loaning him the money at a lesser rate.
I have plenty of friends who still owe me money and it's been 10 years now. They swear they'll pay me back next month and I didn't even charge interest. Now it's been 10 years or more. I figure friendship is a give and take thing so I let it go because that's what friends do.
Just because you can take someone to small claims court doesn't mean you can actaully collect.
You cant be much of a friend if your trying to make money off him.
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