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Thanks. Only a $1200 limit though. Do balance transfers count towards the $500?
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| 02-22-2012, 10:44 PM | |
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I got denied because of too many recent credit inquiries and now they think fraud has been commited on my credit report because I applied for more that 5 credit cards in a 5 day period. I don't blame them, their protecting themselves and my credit from security problems.
I just got carried away after I got approved for credit increases on 3 of my credit cards 2 weeks ago, and I got approved for a new Chase card. Do you think at this point they would still reconsider? There are 3 C's in life.
Choice, Chance, and Change. You must make the choice to take a Chance if you want anything to Change Thumbs UP ![]() http://i625.photobucket.com/album.../kmx-1.jpg It is not our differences that divide us. It is our inability to recognize, accept, and celebrate those differences |
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So after getting my denial letter in the mail from Citi last week for the Citi Dividend Platinum Select Visa Card because of too many recent inquiries(fraud protection), over 10 in the past 2 weeks I randomly receive a email from them about 15 minutes ago.
It reads " Congratulations! Your application for the Citi Dividend Card was approved with a credit limit of $1,500. " I was confused on how I was approved when they already sent me a rejection letter and then I found out I was approved for the Citi Dividend Card for College Students. So I just get a small $1,500 Annual Fee: No Annual Fee1 Purchase APR: 0% Intro APR on purchases for 7 months; after that the variable APR will be 12.99%-20.99%, based on your creditworthiness Annual Fee: No Annual Fee1 Purchase APR: 0% Intro APR on purchases for 7 months; after that the variable APR will be 12.99%-20.99%, based on your creditworthiness1 Balance Transfer APR: N/A Earn 5% cash back at supermarkets, drugstores, gas stations & utilities for the first 6 months, 1% thereafter2 Earn 1% on other purchases2 and earn at least 2% cash back in popular, rotating categories, like department stores, jewelry, apparel, restaurants, hotels and more." Oh well it's better than having no credit Card from them. I really wanted to get in on that 0% apr for 18 months on purchases and balance transfers, and $200 Cash Back Promotion. I could really go for a balance transfer right about now. Last edited by kmx; 02-27-2012 at 04:16 PM.. |
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I do like money though...
Last edited by Slippers; 02-29-2012 at 08:45 PM.. |
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