$200 statement credit after 1st use: NFL Extra Points Visa card

Need to confirm that the $200.00 can be applied to your statement wanna buy a new laptop. Would be like getting $200.00 off

Is this safe? That is a lot of personal info they are asking for online!

after getting approved you can log in to your account and it does give the option to apply rewards points to your balance.
I will probably just get a $200 giftcard

Quote from Centient : Have you placed any alerts with the credit agencies? That can cause a delay. Also, the system may have hung while processing your app. Happens sometimes, and then they have to process manually. Happened to me on the Southwest CC deal last week. I got my card in the mail a week later.

Last month I paid a card off in full that my mom maxed out and then I canceled that account and that was with chase and they said it will take 30 to 60 days to post to credit agencies. Before that I tried that $500 back from chase freedom and didn't get approved because my cards had too high of balances on them but that was before I paid off that other one. Somehow whenever I've checked my credit report they never add my credit card that has a 13k limit on it into my total open credit. It's cool I should have two cards paid off completely this year. They aren't even ridiculous balances.

WOW this is an excellent deal but I am a little hesitant since there is no confirmation that the points can be used on any purchases.

Should be no worries.

3. Redemption Options: Cardmembers may redeem Points for a variety of rewards including NFL gift cards, certain NFL merchandise, NFL collectibles, NFL based experiences, and cash back via a statement credit towards any purchase transactions of $25 or more that posted to your account within the last 90 days

The bonus kicks in on Balance Transfers too, would this be a good way to avoid the fee on a BT?

-0% introductory APR for the first fifteen billing cycles after the account is opened.
-Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater.

Just out of curiosity does anyone know if you are unapproved it will EVER say "you were not approved" or will it always say the "We need additional time to process" message?

Anybody check to see who they are pulling from? EQ EX or TU?

I'm confused. So I just have to spend say $25.00 and I will automatically get $200 credit or cash back??

This application sure ask some odd questions.

Got approved with $500 credit line anyway. Easy $200 I suppose.

Quote from scheckeNYK : The bonus kicks in on Balance Transfers too, would this be a good way to avoid the fee on a BT? -0% introductory APR for the first fifteen billing cycles after the account is opened. -Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater.

BUT the APR is 13.74%, 17.74% or 22.74% ! not ZERO

Quote from SlickChickgal : I'm confused. So I just have to spend say $25.00 and I will automatically get $200 credit or cash back??

I believe if you only spend $25 you will get the 20,000 point which you can apply towards reward items or statement credits, so you could just pay off your $25.00 transaction and have like 17,500 points left.

OK...I got approved. Do I have to wait until the card comes and I make a purchase before any points show up?