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Forum Thread

Ally bank?

blacksoxing 1,225 May 20, 2012 at 09:55 AM
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Moving to cincy and they don't have a Regions.

I don't wanna go with another "bank", and credit unions aren't for me due to having to find the perfect one and how I like to travel around

But I read about Ally bank....and their rates. Got excited.read about their bankruptcy with the parent company but I'm not scared.

Y'all use it? Convenient? Reliable?

I trust y'all feedback

38 Comments

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#16
I just used the edeposit for the first time, it was pretty clunky and wouldn't work on firefox, had to use IE
Also, note that there's a limit of 5K/day and 25K/month for edeposits
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#17
I like Ally a lot. Their interface is clunky for sure, but it works. I just scan the checks with my scanner and upload manually. However, their customer service is good and I'm definitely happy with the rates. Free checks and free ATMs are just another bonus for me. They have a mobile app in the works so when that's out, hopefully it'll make things even easier.

**I lied...the app came out a couple weeks ago. Features for it are being rolled out gradually though, so no eDeposit on it yet.
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#18
Quote from sc37 View Post :
I like Ally a lot. Their interface is clunky for sure, but it works. I just scan the checks with my scanner and upload manually. However, their customer service is good and I'm definitely happy with the rates. Free checks and free ATMs are just another bonus for me. They have a mobile app in the works so when that's out, hopefully it'll make things even easier.

**I lied...the app came out a couple weeks ago. Features for it are being rolled out gradually though, so no eDeposit on it yet.
I hope it's like the Chase app with the eDeposit. It works great.
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#19
Quote from cavan View Post :
i would not use a bankrupt bank


the firm provided financing to 75% of the 6,450 General Motors dealers -not a good sign

As of December 2010, 73.8% of Ally was owned by the United States Treasury, with the remainder divided between Cerberus Capital Management, General Motors, and other investors


http://www.foxbusiness.com/invest...-bailouts/
Problem is we don't really know the financial health of any bank and how much they are exposed to risky gambling ventures.
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You can call me "Al"
37,559 Reputation
#20
Any new reviews, opinions, thoughts on Ally? Happy? Unhappy?

Thinking about opening an account. TIA!
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#21
Extremely happy, been with them for a little over a year. I've never had any problems, nor is there anything that I feel like they're missing. Keep in mind, I'm pretty simple -- I just have a checking account with DD and a couple savings accounts, so I'm definitely not using all of the features they offer. Their banking app works great for checking accounts and making deposits, and the couple times I have had to call, the wait has been non-existent.
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#22
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#23
I am planning to open a new CD account there. Any reviews about Ally? I already have BofA and Chase premier checking accounts, so my use for Ally is to get better interest on my savings which I am not planning to invest in somewhere else for now.
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#24
Quote from smart84 View Post :
I am planning to open a new CD account there. Any reviews about Ally? I already have BofA and Chase premier checking accounts, so my use for Ally is to get better interest on my savings which I am not planning to invest in somewhere else for now.
I'm still with Ally after all these years, they've always been good to me whenever I need them. I have no complaints. I've had both savings and money market account, and have a checking, they have no posed problem. Plus always nice knowing you'll get the nice 1.75 to 2.99 ATM fees reimbursed whenever you are using an ally card.
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#25
Quote from smart84 View Post :
I am planning to open a new CD account there. Any reviews about Ally? I already have BofA and Chase premier checking accounts, so my use for Ally is to get better interest on my savings which I am not planning to invest in somewhere else for now.
I have 2 of their No Penalty CDs and opened a 3rd this morning. I use them for my emergency fund. I've had em for a couple of months. No complaints. Web site is fine.
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#26
I researched for a long time and eventually went with Barclay simply because they have the best rate. All seem to be pretty equal otherwise.
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#27
Quote from Raylon View Post :
I researched for a long time and eventually went with Barclay simply because they have the best rate. All seem to be pretty equal otherwise.
what kind of investment did you do with Barclays? Were there any additional promotions you received while starting a new business with them?
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#28
Quote from smart84 View Post :
what kind of investment did you do with Barclays? Were there any additional promotions you received while starting a new business with them?
Nothing special, just the 1% Online Savings account.
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#29
Quote from Raylon View Post :
Nothing special, just the 1% Online Savings account.
Any promotion did they offer for opening a new account?
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#30
Quote from smart84 View Post :
Any promotion did they offer for opening a new account?
Nope nothing. I watched for months never saw anyone offer any specials.
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