US Bank Credit card Choose your own two 5% cash back categories (even for airticket)

Does anyone know what happens when you overpay your utility company? Do they send you a check? I was thinking of overpaying the electricity and see what happens if I get the 5% or not. lol

Does anyone know what happens when you overpay your utility company? Do they send you a check? I was thinking of overpaying the electricity and see what happens if I get the 5% or not. lol

Does anyone know what happens when you overpay your utility company? Do they send you a check? I was thinking of overpaying the electricity and see what happens if I get the 5% or not. lol

Yes, I just redeemed a 2nd one. 1st came after 5-6 weeks

How do you see what categories your charges fall in?

See the wiki after the first post. This is an issue for some retailers like Tiger Direct which does not give back 5% for electronics as their merchant category code is not electronics so they give one percent. This card does not post categories like Amex does for each transaction. You have to figure it out from amount of rewards posted.

But is there a way on the online account itself to see what a certain transaction is categorized as? Some cards I have allow you to drill into each transaction to see how the card is categorizing them.

But is there a way on the online account itself to see what a certain transaction is categorized as? Some cards I have allow you to drill into each transaction to see how the card is categorizing them.

You can view the cashback by transaction via their online banking:

Once you're logged in and on the main Your Accounts page, click 'Rewards Center' on the left. On the Reward Center page click 'Credit Card' in the table. Then on this Reward Details page, click the 'View Rewards History' button at the bottom.

This won't help if the merchant category isn't correct, but at least you can see which transactions are counting. It updates semi-realtime (whenever the charge has posted) so you don't have to wait until the end of the billing cycle.

restaurants and fast-food is diff??