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Box Home Loans Discounts, Deals and Coupon Codes

Mortgages: Refinance or Purchase at 3.125% with $0 closing costs or even a credit towards closing with Box Home Loans

bryantq 1,289 June 7, 2012 at 08:15 PM in Home & Home Improvement (7) More Box Home Loans Deals
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Box Home Loans [boxhomeloans.com/slickdeals/] is offering an extra credit of 1/8th of a point on top of their already low rates and fees to Slickdeals users.

This allows some well qualified individuals to refinance or purchase a home at 3.125%* for no cost or even get a credit (they pay you!) towards closing.

Here at Slickdeals, we've actually had several employees use Box Home Loans, and after realizing it was such a good deal, we reached out to them to see if they could offer something even sweeter to our users. We've done a lot of comparison shopping for our own personal homes and Box Home Loans have always been the lowest (so far!) in fees, closing costs and rates! From our personal experience, its fast and no-nonsense.

Box Home Loans services the following states:
  • Arizona
  • California,
  • Colorado,
  • Idaho,
  • Nevada,
  • New Mexico,
  • Oregon,
  • Texas,
  • Utah
  • Washington
To give you guys an idea of the rate comparisons we did some research today*:
RATES ARE ALWAYS CHANGING SO BE SURE TO CHECK THE BOX HOME LOANS WEBSITE FOR CURRENT RATES - ITS EASY, NO EMAIL NECESSARY JUST PLUG IN THE NUMBERS.


Purchase:
LenderRateAPRClosing Costs
Box Home Loans (Slickdeals) [boxhomeloans.com]3.75%3.75%Free + $250 Credit
Box Home Loans (Direct)3.75%3.75%Free
First Internet Bank3.75%3.83%$1621
Amerisave3.75%3.83%$1991
Penfed3.75%3.81%$3562
Chase3.75%3.96%$4314
Box Home Loans (Slickdeals) [boxhomeloans.com]3.625%3.685%$1845
Box Home Loans (Direct)3.625%3.685%$2095
First Internet Bank3.625%3.704%$2649
Amerisave3.625%3.705%$2782
Penfed3.625%3.81%$5812


Refinance:
LenderRateAPRClosing Costs
Box Home Loans (Slickdeals) [boxhomeloans.com]3.75%3.75%Free + $80 Credit
Box Home Loans (Direct)3.75%3.75%Free
First Internet Bank3.75%3.83%$1757
Amerisave3.75%3.83%$565
Penfed3.75%3.8%$2188
Chase4.25%4.32%$3960
Box Home Loans (Slickdeals) [boxhomeloans.com]3.625%3.685%$1845
Box Home Loans (Direct)3.6253.685%$2095
First Internet Bank3.625%3.702%$2785
Amerisave3.625%3.705%$1773
Penfed3.625%3.768%$4438

Assumptions:
  • 30 Year Fixed Conventional Loan
  • $250,000 Home Value
  • $200,000 Loan Value
  • Clark County, Nevada
  • 740+ Credit Score
*Rates and data as of 06/07/2012 10:22am. We can't guarantee the availability of these rates, just showing you as a representative sample when we did the research!

514 Comments

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#511
Quote from mharris1x View Post :
I'm looking for a cheap rate on a rental refi if anyone has any ideas.
I just did a re-fi of an investment property (rental) using Bank of the Internet (BOFI) in San Diego through the Costco mortgage program. If you're an Executive member, the lender's fees are limited to $600, IIRC.

Of course, you still have 3rd party fees on top of that such as appraisal, prepaids, and title insurance fees. These are fees are are required no matter which lender is chosen.

Our rate was exceptional, and all went extremely smooth with an on-time closing.

If you're not a Costco member, you can still go to their website and check rates to see if it's worth it to join Costco to use this service.
Reply Helpful Comment? 0 0
#512
Quote from xxswishxx View Post :
I'd love to refi, and possibly take some equity out of my condo. I've never done anything like this as I've never purchased a home. My home was transferred to me by my father, but his name is still on the loan which is currently owned by chase at 5.5%APR. Any recommendations slickdealers?

Make sure you call chase directly to price out a refi. We had a loan through them and they were able to waive most of the fees for a refi. It also might make it easier if you escrow. We also had a branch so I was able to meet face to face with the loan officer. Get a few different quotes. The closing can vary huge depending who and where you talk to.
Reply Helpful Comment? 0 0
#513
Quote from fatwalletuab View Post :
i thought the mortgage rate continues to go down, but how come the the closing cost goes up with box loan by 1000 or more since last April....
Mortgages have skyrocketed since April. A huge amount. Why? Fed might be tapering a program that has kept mortgages rates artificially low.
Reply Helpful Comment? 0 0
#514
wow, we are in 5% apr days, but looks like the link still works
Reply Helpful Comment? 0 0
#515
perkspot no longer has discount code for provident. Does anyone know any discount code for provident? Also, anyone has experience with http://www.absolutemortgageco.com/?
Reply Helpful Comment? 0 0
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