Damage control after a speeding ticket

I just added my brother to my insurance policy a few month ago. He had a clean driving record in the past 8 years. While we were traveling together yesterday, he got pull over by a cop. It's purely bad luck since there were at least 4 other cars driving at the same speed and we got picked out. Anyway, my brother was driving my car. So I wonder what could we do to prevent the insurance cost from increasing a lot. Do I need to talk with a DA before I pay the fine? Should I inform my auto insurance company? Would remove my brother from my insurance policy help in this matter?

Contact an attorney that specializes in this field.

Pay the fee, go to traffic school. No point on record, no increase in insurance. Problem solved.

Take it to court. Chances are, with your brother's driving record, the fine might be lowered. At worst, you'll probably get points lowered or changed to a non-moving violation so it's not reported to your insurance company.

Quote from lifexpert : I just added my brother to my insurance policy a few month ago. He had a clean driving record in the past 8 years. While we were traveling together yesterday, he got pull over by a cop. It's purely bad luck since there were at least 4 other cars driving at the same speed and we got picked out. Anyway, my brother was driving my car. So I wonder what could we do to prevent the insurance cost from increasing a lot. Do I need to talk with a DA before I pay the fine? Should I inform my auto insurance company? Would remove my brother from my insurance policy help in this matter?

You're paying your brothers fine?

What state were you in when he got the ticket? That can make a big difference on how to handle it.

Quote from Zoe Moon : You're paying your brothers fine?

Brother was driving OP's car and OP is paying brother's insurance...of course OP would pay brother's fine.

Good driving record for 3 years gets ticket erased here.

Quote from lifexpert : I just added my brother to my insurance policy a few month ago. He had a clean driving record in the past 8 years. While we were traveling together yesterday, he got pull over by a cop. It's purely bad luck since there were at least 4 other cars driving at the same speed and we got picked out. Anyway, my brother was driving my car. So I wonder what could we do to prevent the insurance cost from increasing a lot. Do I need to talk with a DA before I pay the fine? Should I inform my auto insurance company? Would remove my brother from my insurance policy help in this matter?

Get an attorney. He/she might be able to get your fee down and prevent your insurance rate from going up.

I got my first speeding ticket going 95 on a 70 highway. I paid for the first. My second ticket was for speeding in a school zone, even though the light was not flashing. Got an attorney and he was able to dismiss my 2nd ticket.

Quote from Zoe Moon : You're paying your brothers fine? What state were you in when he got the ticket? That can make a big difference on how to handle it.

We got the speeding ticket in Maine. But we both live in NY right now.

Quote from TheCoffeePrince : Get an attorney. He/she might be able to get your fee down and prevent your insurance rate from going up. I got my first speeding ticket going 95 on a 70 highway. I paid for the first. My second ticket was for speeding in a school zone, even though the light was not flashing. Got an attorney and he was able to dismiss my 2nd ticket.

we were driving 84 on a 65 hightway.

yo bro, hook me up with some insurance, luv yas!

PS: pretty funny name is lifexpert

Go to court. The ticket might be lowered to non-moving violation if your brother has a clean record. YMMV as always. Never ever plead guilty and pay a speeding ticket, always go to court, especially with a clean driving record.\\

EDIT: Just saw that you got it in a different state so going to court might not be an option. Hire a lawyer.

Quote from lifexpert : We got the speeding ticket in Maine. But we both live in NY right now. we were driving 84 on a 65 hightway.

Did the police tag you with a laser gun? If it's laser, then your chance of lowering your fee might be slim to none but it doesn't hurt to hire a lawyer to fight for you. If it's your first time, pay the ticket and do defensive driving to keep your record clean.

Paying the ticket will be the least expensive part. Your insurance is a #$@%!

How come people don't worry about their insurance rates while they are doing the speeding and only think about it after they get caught? And then they try to get out of the consequences as it they did nothing wrong.

Go to court. I got my first speeding ticket last year and went to court where it was changed to impeding traffic. The new fee was slightly higher but I didn't get any points. Next time I got pulled over they said my record came back clean.

I don't know what state you're in but here (Michigan) if you have a clean driving record you are wasting your money if you're getting a lawyer. They will pretty much change the charge to impeding if you just show up at court. Not sure how things work in the state where your brother was ticketed. Either way it's worth going to court.

Quote from Iaaaiws : How come people don't worry about their insurance rates while they are doing the speeding and only think about it after they get caught? And then they try to get out of the consequences as it they did nothing wrong.

Since there are legal options to get out of the consequences there is no reason not to take advantage of them. Since you disagree with that I assume you are working to change these rules where you live. Good for you for standing up for what you believe in(I mean you are working to change this rather than just bitching about it online, right?)