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Which banks have completely fee-free checking accounts?

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#1

Posted 06-21-2012, 06:33 AM

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Which banks have completely fee-free checking accounts?

I'm travelling to New York some time soon - and hence a non-resident - and I'm interested to open a checking account for the purpose of getting a debit card so I can easily pay for items without carrying clumsy cash around.

A friend of mine has recommend CapitalOne, but it has a clause whereby the first 2 months would be free, but subsequently my balance has to be at least $300 daily to avoid being charged.

Just wondering if there's a completely fee-free checking account in the States with no restrictions like that?

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#2

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06-26-2012, 07:34 PM

Infection L2: Beginner Original Poster Member sinceJun 2012 Posts67 Reputation 39 Followers 0 + Give Rep	Hopefully it's OK to bump this.
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#3

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06-26-2012, 11:10 PM

ace198 L5: Journeyman Member sinceOct 2010 Posts640 LocationBloomfield, New Jersey Reputation 182 Followers 0 + Give Rep	Bank of America has eBanking. You need to go paperless. Deposits and withdrawals can only be done at their ATMs. Do that and it is free but will cost $8.95 if you don't. Last edited by ace198; 06-26-2012 at 11:13 PM..
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06-26-2012, 11:49 PM

caishenke Permanently Banned Member sinceFeb 2012 Posts19 Reputation 13 Followers 0 + Give Rep	ing direct
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#5

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06-27-2012, 02:47 AM

hAvAAck L0: Nobody Member sinceMay 2007 Posts3,816 LocationOrlando Reputation 1,296 Followers 0 + Give Rep	local credit unions and online banks. If you're going to NYC a lot of times cash is king and places won't take a card for small purchases.. I use Ally Bank [ally.com] - completely free, and every atm use is free or the fee is reimbursed by Ally to you Last edited by hAvAAck; 06-27-2012 at 03:28 AM.. ʞɔɐɐʌɐɥ
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#6

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06-27-2012, 03:12 AM

420 Master of My Domain Member sinceJan 2006 Posts2,198 Reputation 371 + Give Rep	PNC Free Checking [pnc.com] FYI, PNC has tons of ATMs, but their customer service sucks. Luckily, I rarely need any service. I've been with them for 11 years. I have degrees in both animal behaviorism and psychology and have come to the conclusion that animals make a hell of a lot more sense than people.
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#7

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06-27-2012, 10:49 AM

magoomba is online now

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Bank of America has eBanking. You need to go paperless. Deposits and withdrawals can only be done at their ATMs. Do that and it is free but will cost $8.95 if you don't.

This particular product is showing under Student Banking.
Can anyone get this?
http://www.bankofamerica.com/stud...b_ebanking

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#8

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06-27-2012, 10:50 AM

ace198 is offline

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This particular product is showing under Student Banking.
Can anyone get this?
http://www.bankofamerica.com/stud...b_ebanking

Yes, I'm not a student and I have it.

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#9

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06-27-2012, 11:34 AM

dhc014 L9: Master Member sinceJul 2008 Posts5,422 Reputation 2,713 Followers 3 + Give Rep	Will you be a student?
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#10

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06-27-2012, 03:02 PM

Nollywood ;p> Member sinceJan 2010 Posts405 Reputation 37 Followers 0 + Give Rep	schwab ing direct sovereign bank ameriprise and if you are a student then chase, wf, boa, and citi have fee waived accounts you can't go wrong with a local credit union (the good ones usually have ATM fees and other associated fees waived)
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