Anyway, that's what happened. The analyst began asking me questions about my business (Which I listed as ebay.) And my total annual income.
So, then she asked me for my email address, and told me that she was going to email me a form, and THAT'S when it struck me that this was a financial review!! So, the card has been placed on hold. I asked her, what triggered the review. She said that they are just doing the review to make sure that "Based on your income, you're getting the best value and service from this card"
Now, when I was applying for the card, (I did it over the phone) I specifically asked the rep, if he wanted me to mention the annual income as it appeared on the Tax return? Or if he wanted the total, including what I made through eBay and various other sales, that I am NOT required to report to the IRS? He said, to give him the entire amount...Now the analyst tells me that they will get in touch with the IRS to get a copy of my tax return and verify what my annual income is...and this is NOT going to match what I told the rep when i was signing up...
So, long story short, I've been told to get back to them ASAP. And the analyst ASSURED me, that as long as I reply, to them there is NO chance of them cancelling my card. I'll just be given some sort of spending cap. And that is fine by me! She also said, that they don't want to cancel my card, and the ONLY way that i could get the card cancelled was if I didn't reply to that email.
TL;DR- Got hit with a Financial review on Amex Platinum Business card. Now what?
Has anyone gone through one of these? I wonder what triggers them? I have not done any MAJOR spending on the card. I've only charged around $500 to it.
I hope they don't cancel it...because if they are, then I'd like to beat them to it. I'd rather have it show on my report that I cancelled my card rather than Amex cancelled it.