Just as an aside---too many credit cards muck up your credit score (only lasts for a couple of years if you are good) so if you are thinking taking a mortgage or big loan at some point down the line- don't do this. Getting charged 5% instead of 4% because you don't qualify for a lower rate loan is far more money for the bank than this $300 bonus thats being handed out
I'm new to this site so I'm not sure if this is a dumb question but I've heard that opening too many new cards can negatively impact your credit score, especially opening and then closing them quickly. Could somebody please explain if that info is correct or maybe what the threshold is for the number of open cards where you start having a big impact on your credit? I'm tempted by this deal but just want the experts' input!
They looked up my payment history on my FIA Fidelity AMEX (this card is runs through FIA) and immediately approved my application when this deal was posted last time. So if anyone has a card through FIA, that may help.
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