Does anyone know the credit analyst's regular business hours? I applied and was declined but I figured I would try and recon. I think it may be my income. Hopefully they'll understand I'm a student living at home with a full ride. :p
If you go through and read the terms, it looks like this may be a YMMV.
Bonus Cash Rewards Premium. This one-time promotion is limited to new customers opening an account in response to this offer. Other advertised promotional bonus cash rewards offers can vary from this promotion and may not be substituted. You will qualify for $400 bonus cash rewards if you use your new account to make Purchases totaling at least $500 (exclusive of any transaction fees, returns and adjustments) that post to your account within 90 days of the account open date. Allow 8-12 weeks from qualifying for the bonus cash rewards to post to your account. Limit one (1) bonus cash rewards premium per new account.
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