My loan is definitely owned by WF Mortgage Backed Securities, so it doesn't show up on Fannie or Freddie sites and definitely doesn't qualify for HARP (or any type of FHA refi for that matter).
After doing a lot of research, it looks like my only option is to sit around is wait to see if the private investors in WF Mortgage Backed Securities decide to allow this type of refi. I won't hold my breath...
^^ same here. i saw an article on yahoo news stating fannie/freddie may purchase the private investor loans to allow us to get loan mods. hopefully this will happen.
Refinanced late last year, after TERRIBLE service by Wells Fargo, I had gone through 3 agents, and the 3rd one was finally actually processing my paperwork and calling me back.... I pulled out as the 4.125 interest rate was still ridiculous. Went to my original broker, offered me 3.75, took it and Wells Fargo wouldn't match it. So the broker did all the work, minor fees, and then Wells Fargo bought out my loan in the end anyways. I saved much more going through the broker. I HATE Wells Fargo. I will not do business with them ever again.
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