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"...you must first log in to your Chase credit card online account, and then open this link below to view the offer..."
How do I log in if I don't have any accounts with Chase? Is this promo only for people who have some kind of account with Chase but don't have a checking account with them? |
| 07-25-2012, 11:04 PM | |
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what qualifies as a direct deposit other than my paycheck??
i got a similar offer from Citi that requires direct deposit but for 40k ($400) Thank You points |
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Anyone else received following message???
-------- Our system shows that you're an existing customer. You may have a credit card account, mortgage, loan or other financial product with Chase or one of our affiliates. To proceed, click "Return to Application" and login to the application or create a User ID. To create a User ID, select "Yes" for "Are you a Chase customer?" then select "No" for "Do you have a Chase.com User ID?" Click "Next" to continue. |
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I am an existing Chase Freedom cardmember, and I was able to do this offer after logging into my account and then opened a new checking account with the $200 coupon code. |
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The major downside to this is that you have to bank with Chase.
While YMMV, the horror stories of using banks outweigh any possible benefit, imo. Save yourself some hassle and just open an acct with a Credit Union. You'll save more than $200 over time.. If you can't explain it simply, then you don't understand it well enough.. -A.E.
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This is the procedure I followed(which is now in the wiki also):
Procedure
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I still suggest credit unions. Here's an example of why: Amfirst.org - a great Credit Union in Anniston, AL. The way they work overdraft is they open a $500 credit line linked to your Checking account. If anything overdrafts, they pull enough to cover from the $500 CL. Then, you have until the end of the month to pay off the "loan". If you pay if before the end of the month, NO CHARGE. If you don't they charge a tiny amount of interest. Even with the interest charged (a pittance) it's still vastly cheaper than the standard bank process of "HAMMER-TIME!!!!". You know, the overdraft merry-go-round that makes you wish they'd used lube.. YMMV, but after my 1st CU, I've never looked back.. Good Luck! |
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thanks i just signed up.
friendly reminder:
remember to tip on the original bill and not the discounted bill. Remember coupons are a marketing tool for restaurants and they [restaurant, not the servers] are the one taking the "hit". Whether the food was discounted or not, the service was the same for the portion of food. (and before you say "No duh!!", you wouldn't believe how many people leave their brain at home when they come to eat ) |
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Hard pull
Do they do a hard pull for this checking account? If you don't get an inquiry on your credit report, that's a better.I took advantage of one of these Chase offers a few years ago and it went smoothly. I closed the account about a year ago. I did like that I got extra bonus points towards my credit card rewards for having the account. |
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