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Direct deposit kills the deal IMO. I get these promos in the mail all the time from chase since they're relatively new (since they acquired all the old WaMu branches here) to the west coast and are always trying to get new customers. They do have promos floating around though where direct deposit is not required - i snagged one a few months ago and was meaning to stop in but just never got around to it. The only restriction was you needed something like $1,500 in the account for 6 months and you pocket $200 which is still a better return than any CD or savings account would get you. Just requires a little more work.
So i signed up, got the coupon confirmation, and now i transferred some money from my money market account and will wait 10 days to see if i get my $200. Will keep you guys posted. I'm also thinking about doing a transfer from my Wells Fargo account just in case. We'll see.
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