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Travelex Insurance Affiliate Program Discounts, Deals and Coupon Codes

Need help finding Medical/Travel insurance for a Schengen Visa

the.J129 2,716 2,027 August 3, 2012 at 09:17 PM in Finance (9) More Travelex Insurance Affiliate Program Deals

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So here's the deal. I'm applying for a Schengen Visa at the French Embassy in NYC and one of the many requirements is medical insurance. And they want a very specific letter to prove that I've procured insurance.

"A letter from an insurance company (+ 1 copy) stating that you will be covered for any medical, hospitalization and repatriation expenses (the three words must be written) for at least $45,000 during your stay in the Schengen countries. If your current insurance company does not provide such a coverage, please find an international insurance company (and ask for the letter mentioned above with the three words)"

Some details about my trip.
  • I'm NOT an American citizen. I have a green card.
  • I DON'T have medical insurance.
  • I will be flying to Europe for roughly a month, and spending about 2 weeks in U.K and about 10 days in France and Rome.
  • I have already received the U.K visa.
  • This trip is in December. 12/1 - 12/24
  • I reside in CT.
This is what I've found so far.
  1. Insure My Trip []
  2. TravelEX Insurance []
  3. Insu Buy []
Now, the questions.
  1. Do any of you have any experience using any of these websites?
  2. InsuBuy was particularly cheap, with no deductible and I'm always wary when something sounds too good to be true, because it showed me costs of around $30 for $100k coverage. Any ideas/suggestions?
  3. How do I go about convincing these insurance companies to give me a letter that states those exact three words that the French embassy are lusting after?
  4. What's the difference between Travel Insurance and just medical insurance? Does Travel Insurance INCLUDE medical insurance? Any good websites that offer this? I have the AMEX platinum card that I'm going to use for insurance for baggage etc.
  5. If I did need them (God Forbid) how would these medical insurances work anyway? I pay for the treatment and they'd reimburse me?
Thank you in advance for your help. I appreciate all that you do. look around



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Try Access America/Allianz travel insurance
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I think you should to see as can many details what you want.

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Joined Sep 2005
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InsureMyTrip [] is the best of the bunch. Here's an easy-to-understand guide [] to shopping for and buying trip insurance.
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I used INSUBUY - needed coverage for schengen visa. I applied for schengen thru the Italian embassy and they had no issues with INSUBUY. This was just a few weeks ago. I had no issues at all (I am on a GC as well).

Compliance for a visa and actually having to claim benefits should you get sick in EU are two completely different things. Given your itinerary most options from INSUBUY should cost you like $20 or even less - what do you stand to lose?

I had a blast - watch out for the gypsy pickpockets around the Vatican and Roma Termini Station though
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Last edited by j_lookin4deal August 15, 2012 at 07:03 PM.
Quote from Brian1 View Post :
InsureMyTrip [] is the best of the bunch. Here's an easy-to-understand guide [] to shopping for and buying trip insurance.
THANK YOU! I am looking into this now and leaning towards a plan on insuremytrip. Has anyone here heard of MH Ross? They seem to have the best deal for covering hurricane insurance but I never heard of them...
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I have purchased MH Ross but didn't have to use it. I do know people that have had to use it to have a medical escort home and didn't hear any complaints.
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