Retirement (word for when physically deteriating and not able to work anymore, usually those above the age of 62) = Financial Independence (FI) (used to describe not having to work for money anymore because your passive incomes cover your monthly expenses, and typically used for those under the age of 62)
FI is never taught in School. Is is a Rich Class Skill usually passed on by the Wealthy to their families. Reason for this is because All Governments and Big Corporations would like for you to work until you die. When you work, they can tax you and/or profit from you. Thus any worker is consider a Financial Wage Slave.
As SD's we all come across very high quality items for a great bargin on occasion and we usually buy on impulse; almost like at a shopping Mall. However, do you really really need all of those items? Or do you just want them, to temporarily enjoy them as they depreciate in value over time. Then you may stop using them all together, and they start to clutter your closets or living room that you are paying extra to heat, light, cool, or rent.
Lower your expenses, and when your reach the point of deprivation, then raise them a little to figure out your happiness levels on all expense categories.
I rather take Thurs and Fridays off every week then make $18k after taxes over the year. Time is Finite. Money is Infinite, plus controlled by Men of Power. Don't be controlled by men of Power.
Learn to save, be frugal, be happy, increase your skills to increase your income, and free yourself from unlimited wants, and free your chains from Working until you Die!
Visit www.mrmoneymustache.comwww.earlyretirmentextreme.comwww.renewablewealth.comwww.freeyourchains.com to learn more about Financial Freedom!
How to Start Living a better Life
1) Have Expenses <<< than your income
2) Invest your money to increase you passive income
3) Get your free time back to develop better relationships with those you care about!
4) Find inner peace from your past, for your future, and for your happiness with freeing your chains in the present!
5) Start questioning the Media and Government, to make sure they are generally on a right path for existence and moral standing.
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