Complicated Car Selling Issue

Quote from vaultaddict : That was pretty much entirely fail.

lol - +100

Quote from dealgate : lol - +100

So why's he keeping it in his mom's name? I suppose the insurance is also in her name, and he's avoiding paying an inexperienced driver surcharge (in this state it's 5 years before that tapers off) and higher insurance premiums based on garaging location.

You guys really need to get your act together. This kind of legal stuff is mighty important to have in order for the unexpected.

Quote from batterycharger : So why's he keeping it in his mom's name? I suppose the insurance is also in her name, and he's avoiding paying an inexperienced driver surcharge (in this state it's 5 years before that tapers off) and higher insurance premiums based on garaging location. You guys really need to get your act together. This kind of legal stuff is mighty important to have in order for the unexpected.

Who cares? Lots of people do this for lots of reasons. Point is, he is selling it now. Why would he go through all that happy horse-shit just to sell it when he is done? And if he lived at home and had a drivers license, then the insurance company most likely already added him to the policy since this is the law in most states (all licensed drivers in a household must be on an insurance policy as long as their is at least one registered vehicle).

If I was buying a car I'd be paying the owner. Your mom's responsible for claims, and lemon law claims etc....

Pretty sure his car is no longer subject to Lemon Law claims

Why not do the right thing and title it in your name as you should have already. And get it registered and insured where you are, as you should have already.

"right thing"? That is subjective. The car is being sold. So he is supposed to spend several days getting everything sorted out just to sell it when it is all done. And what if it fails inspection, then pay maybe $1k to get it fixed as well? Get real.

I'd never buy a car from you and take title from a third party, even if she's signed the title blank. Is it even a notarized signature?

Who cares what you would do. He isn't selling it to you. Fact is, DMV could not care less about this. They will never ask this information ("did you buy it from the person on the title?"). They need a signed title assigning ownership to the person registering it, that's it. Some states want the signature notarized (most do not) in which case, he might have an issue. I assume he has taken this into account.

Again, you really need to get your act together.

You wrote: :" And if he lived at home and had a drivers license, then the insurance company most likely already added him to the policy since this is the law in most states (all licensed drivers in a household must be on an insurance policy as long as their is at least one registered vehicle).

So even if he is listed, he's no longer a member of his mother's household and his home is wherever he's living. So if he's living out of state, using his mom's car and isn't listed as a driver where he lives... claim denied. Insurance companies love to find those loopholes.

And for example on lemon laws in this state:
If you purchased a vehicle fewer than 14 days ago, the fastest way to get relief may be through the Lemon Aid Law.
Vehicles Covered:
The law applies to used cars, vans, trucks and demonstration vehicles not covered by the New Car Lemon Law, and which:
are sold by a private party,
cost at least $700
have fewer than 125,000 miles on the odometer when sold

The Used Car Lemon Aid Law allows you to void or cancel a motor vehicle contract or sale if your vehicle fails to pass inspection within seven days from the date of sale AND/OR if the estimated costs of repairs of emissions or safety related defects exceed 10% of the purchase price.

So, yea, he's got a lot at stake. Plenty of people may do what he'd doing, but it ain't right.

And that's that.

Quote from batterycharger : Again, you really need to get your act together. You wrote: :" And if he lived at home and had a drivers license, then the insurance company most likely already added him to the policy since this is the law in most states (all licensed drivers in a household must be on an insurance policy as long as their is at least one registered vehicle). So even if he is listed, he's no longer a member of his mother's household and his home is wherever he's living. So if he's living out of state, using his mom's car and isn't listed as a driver where he lives... claim denied. Insurance companies love to find those loopholes. And for example on lemon laws in this state: If you purchased a vehicle fewer than 14 days ago, the fastest way to get relief may be through the Lemon Aid Law. Vehicles Covered: The law applies to used cars, vans, trucks and demonstration vehicles not covered by the New Car Lemon Law, and which: are sold by a private party, cost at least $700 have fewer than 125,000 miles on the odometer when sold The Used Car Lemon Aid Law allows you to void or cancel a motor vehicle contract or sale if your vehicle fails to pass inspection within seven days from the date of sale AND/OR if the estimated costs of repairs of emissions or safety related defects exceed 10% of the purchase price. So, yea, he's got a lot at stake. Plenty of people may do what he'd doing, but it ain't right. And that's that.

LOL - I imagine you have a hard time sleeping at night being worried that a meteor might crash through the ceiling on you. Wow, I just cannot imaging going through life scared of everything.