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Discover card - Sign up 5% Cashback bonus for 4th QTR

luscombe1310 85 448 September 1, 2012 at 08:18 PM in Finance (4)
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Last Edited by oFlamingo September 30, 2014 at 09:25 AM
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I did research and didn't see this.

It's time to sign up for 4th Qtr 5% Cashback Bonus.
Discover Card

Use your card at Department Stores and for all Online Shopping from October 1, 2012 through December 31, 2012 and get 5% Cashback Bonus on up to $1,500 in purchases.
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Last Edited by widgit December 4, 2012 at 02:47 AM
From the email:

*Sign up to earn 5% Cashback Bonus for Department store and Online Purchases from 10/1/12 (or the date on which you sign up, whichever is later) through 12/31/12, subject to a cap of $1500 in purchases. Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department. Amounts that are not charged to your card during your online purchase will not qualify. These purchases must post to your account by 12/31/12 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards are added to your Cashback Bonus account within 2 billing periods.

Sign up [linkoffers.net] for Discover More Card.

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263 Comments

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#16
thanx just signed up so i guess this stacks with the regular 1% and ShopDiscover is different from this
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#17
Quote from satanslover View Post :
I got mine through an email, it may be targeted or it may be on its way. Check your spam folder.
I did some research on Discover website and found out 5% cashback offer only available for holders of Discover More credit card. If you have Discover More and signed up for e-mail reminders you get this. That's why OP received this by e-mail, that is not a special
offer but rather a regular quarterly reminder.
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Last edited by procop September 2, 2012 at 02:37 AM
#18
i got it on my discover cashback card thanks!
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#19
I wonder if Amazon Payments would count as "online shopping" Scratchchin
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Last edited by BPyser1 September 1, 2012 at 09:39 PM
#20
Sweet! I'll easily go through 1500 in 3 months through online shopping. A lot of times I'll spend that much in a single month!
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#21
Quote from BPyser1 View Post :
I wonder if Amazon Payments works Scratchchin
That's a quick $50 if so..
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#22
Quote from theGr81 View Post :
thanx just signed up so i guess this stacks with the regular 1% and ShopDiscover is different from this
The 5% quarterly promotions are typically instead of the normal cashback, which is actually 1/4% until you hit $3k in spending per year.

Quote from cconklin1 View Post :
That's a quick $50 if so..
Wouldn't it be $75? $1500 *.05
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Last edited by MisterBill September 1, 2012 at 09:45 PM

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#23
Quote from MisterBill View Post :
Wouldn't it be $75? $1500 *.05
The Maximum credit card transfer you can do per month on Amazon Payments is $1000.
So you would have to do it over a 2 month period... a $1000 transfer ($50 cashback) and a $500 transfer ($25 cashback). That's even if Amazon Payments is considered an online purchase. I don't see why not.
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#24
Quote from simplyblown View Post :
LMAO ... that'd be nice, but no
Why wouldn't it work in conjunction with the 10% ShopDisover offers? They're different things. Here is the fine print from the 5% back:

* Earn 5% Cashback Bonus for Department store and online purchases from 10/1/12 (or the date on which you signed up, whichever is later) through 12/31/12, subject to a cap of $1500 in purchases. Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department.Amounts that are not charged to your card during your online purchase will not qualify. These purchases must post to your account by 12/31/12 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards are added to your Cashback Bonus account within 2 billing periods. See Cashback Bonus Program Terms and Conditions for further details.
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#25
Anyone have a list of the qualifying department stores?
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#26
Quote from dadab View Post :
5% on all online deals? Does that mean if there is 10% shopdiscover.com bonus on a website makes it total 15% CB?
Yes, the 5% quarterly bonus amounts are unrelated to ShopDiscover. Discover pays the 5% quarterly amounts from their own funds, whereas the merchant pays the ShopDiscover rate. So, if you go thru the shopping portal, you should get both the quarterly bonus and the ShopDiscover rate.
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#27
site is down for me right now
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#28
Quote from simplyblown View Post :
Do you really think a credit company would give you 15% cashback for 3 months, during Peak shopping season? shake head You will get either 5% or 10%.

5% is a 'blanket offer' for all participating categories online or offline but Discover will give you an extra ~5% CB (~10% total) for going through their ShopDiscover portal to select online merchants

That said, you can might be able to get more than 10% by going through an alternative CashBack site instead of ShopDiscover and then paying with your Discover card
(use a site like cashbackmonitor.com to find the best CB rate)
They are unrelated programs and they're doing it during peak season precisely because they want us to shop with their card. The shopping portal amounts are paid by the merchants so none of it comes from their pocket - in fact the merchants probably pay them xtra on top of what we get for using the portal. If Discover would have a 5% quarter for grocery stores, restaurants or gas stations, why not online shopping? With tough competition from other cards which pay a higher basic rate (1% vs Discover 0.25%) and a bunch of portals paying rates similar to ShopDiscover, seems like a smart move for them.
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#29
Quote from MisterBill View Post :
Why wouldn't it work in conjunction with the 10% ShopDisover offers?
Because the ShopDiscover bonus is worded as "total" cashback.
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#30
Quote from mky View Post :
They are unrelated programs and they're doing it during peak season precisely because they want us to shop with their card. The shopping portal amounts are paid by the merchants so none of it comes from their pocket - in fact the merchants probably pay them xtra on top of what we get for using the portal. If Discover would have a 5% quarter for grocery stores, restaurants or gas stations, why not online shopping? With tough competition from other cards which pay a higher basic rate (1% vs Discover 0.25%) and a bunch of portals paying rates similar to ShopDiscover, seems like a smart move for them.
I'm pretty sure you are correct, but given that the Discover site is down for maintenance at the moment, we can't tell for sure. I am fairly sure that the ShopDiscover bonus has not interfered with the normal (or 5%) Discover Card cashback in the past. As you say, they are unrelated programs.

Quote from satanslover View Post :
Because the ShopDiscover bonus is worded as "total" cashback.
Please post the wording that says that once the site comes back up.
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Last edited by MisterBill September 1, 2012 at 10:39 PM
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