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$125 FOR OPENING A CHASE SAVINGsSM ACCOUNT

iBoo 461 September 5, 2012 at 05:32 PM in Finance (4) More Chase Deals
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Last Edited by iBoo September 5, 2012 at 05:35 PM
I just recently opened a chase checking account because I went in for the $200 for opening a new account. Now, I received a email from chase asking me to open a savings account but here the catch... I need to deposit $10,000 as a minimum deposit. Now, I think I can withdraw that money out and deposit it in my normal bank. To avoid service fees, I can set up a automatic transfer from my checking to my savings once every month and then set up another automatic transfer from my savings to my checking to repeat the process and avoid service fees.

Once my 6 month term for my checking account is done, I will close it and keep my savingsSM account opened for 6 months. The service fee is so easy to avoid.. 25$

Option #1: Keep the minimum daily balance in your account at or above $300

I've never seen ANYONE post a deal similar to this.

COMBINE THIS WITH OPENING A CHASE CHECKING ACCOUNT, AND YOU WILL RECEIVE $325 TOTAL!


check you emails!!!!!!!!

Heres a picture of what the email from chase looks like.

http://i.imgur.com/b7aBw.png
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

26 Comments

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#2
Only 10k
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#3
Quote from vizio2011 View Post :
Only 10k
It's still a good deal.

Open savings account with 10k

withdraw 10k and put it back in your normal account = win

im a student and i have 10k so this is a big advantage for me so free money laugh out loud

leave $300 for 6 more months and close
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#4
Quote from iBoo View Post :
It's still a good deal.

Open savings account with 10k

withdraw 10k and put it back in your normal account = win

im a student and i have 10k so this is a big advantage for me so free money laugh out loud

leave $300 for 6 more months and close
Does the fine print say you have to keep the account open for six months, you can take the $10,000 out after three months
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#5
Yea, I definitely don't have $10,000 to play with. Wow.
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#6
NICE TYPINGsSM SKILLZ
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#7
Quote from vizio2011 View Post :
Does the fine print say you have to keep the account open for six months, you can take the $10,000 out after three months
I dont know.. but heres the fine print, it doesnt say that you have to keep the money in for another 6 months.
Heres the fine print.


IMPORTANT INFORMATION
*Service Fee: Chase SavingsSM has no Monthly Service Fee when you do at least one of the following; Option #1: Keep the minimum daily balance in your account at or above $300; OR, Option #2: Have at least one repeating automatic transfer from your Chase checking account of $25 or more each month: One time transfers do not qualify; OR, Option #3: Have a linked Chase Premier Plus CheckingSM or Chase Premier Platinum CheckingSM account. Otherwise a $4 Monthly Service Fee will apply in most states ($5 for accounts opened in CA, FL, GA, ID, NV, OR and WA). We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/savings.

Bonus/Account Information: This bonus offer is available from 09/04/12 through 10/31/12. To qualify for the bonus: 1) open a Chase SavingsSM account; AND 2) deposit $10,000 or more within 10 days of account opening. This deposit cannot be money held by Chase or its affiliates, nor can the bonus be used as part of the opening deposit. After we receive your minimum $10,000 deposit, we'll deposit the bonus into your new account within 10 business days. You are limited to one personal savings account-related bonus each calendar year. The offer is not available on account conversions, or in combination with any other offer. The bonus is considered interest and will be reported on IRS Form 1099-INT.

Account Closing: If your savings account is closed within six months, we will deduct the bonus amount at closing.
For a Chase SavingsSM account, the Annual Percentage Yield (APY) for all balances is effective as of 8/24/12 and may change at Chase's discretion. The APY is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account.

Chase Mobile: There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider.

Account Alerts: There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures; and system capacity limitations.

Overdraft Protection: Sign up with a banker. If you have sufficient funds available under Chase Overdraft Protection, funds will automatically be transferred from your Chase SavingsSM account to cover your overdraft transactions. A $10 Overdraft Protection Transfer Fee applies.

Banker Instructions:
1. Eligibility: Personal savings accounts. Coupon good one time and may not be transferred to others.
2. Account Opening: Enter the coupon code. Customer has 10 calendar days from account opening to deposit at least $10,000 in new money. 10 business days after this deposit, the bonus will be added into the account.
3. E-Coupon Receipt: Print and give to the customer.

Offer Expires: October 31, 2012.
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#8
I don't like SM anymore since I got older..
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#9
Quote from Krogan View Post :
NICE TYPINGsSM SKILLZ
Lol

was bored

just watched breakign bad seasons 1-5 in 3 days
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#10
Quote from iBoo View Post :
Lol

was bored

just watched breakign bad seasons 1-5 in 3 days
NICE. I'm jealous. I saw season 1 when it aired and haven't had time to get back into it yet.
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#11
In for 5... I've had $50k sitting around that I've been wanting to do something with!
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#12
HAH! currently watching season three. How did this turn into a BB love fest...
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#13
The bonus is considered interest and will be reported on IRS Form 1099-INT.
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#14
Quote from Krogan View Post :
NICE. I'm jealous. I saw season 1 when it aired and haven't had time to get back into it yet.
yeah i cant wait for breaking bad season to end so i know what happens. the only problem is forgetting the story line after waiting every week or so for a new episode to come out. and for the last season


i cant wait for the walking dead season 3 to come out this october!!

Quote from jnelson369 View Post :
In for 5... I've had $50k sitting around that I've been wanting to do something with!
wait for email u need a code or just mention this to a banker if he can do anything
Quote from vizio2011 View Post :
The bonus is considered interest and will be reported on IRS

Form 1099-INT.

same with the 200$ bonus checking account?
Last edited by iBoo September 5, 2012 at 05:50 PM
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#15
Quote from iBoo View Post :
check you emails!!!!!!!!
No, check YOU emails!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

OH MY GOD CAPITAL LETTERS HAVE YOU GUYS HEARD OF THEM? THEY ARE SO AWESOME!
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