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Finance > Credit Cards
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#466
10-09-2012, 06:21 PM
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my wife's application was not approved but was in process until today. Today we got a letter from Citi to mail IRS 4506T form which basically requires my wife's signature to send a transcript of 2011 tax return (1040) and they also said by sending this form to Citi we authorize them to pull an additional credit bureau report. anyone been in this situation?
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Multi-Quote| 10-09-2012, 06:21 PM | |
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#467
10-09-2012, 08:44 PM
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#468
10-10-2012, 04:53 AM
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#469
10-10-2012, 07:37 AM
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Can I use the card to make a payment on my car or mortgage? Will it "count"? Thanks!
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#470
10-10-2012, 08:05 AM
EDIT : never mind. I just noticed you mentioned "payment" by which I assume loan payment. I am not sure about it. Hopefully someone else can fill in. Last edited by mrm16; 10-10-2012 at 08:08 AM.. |
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#471
10-11-2012, 06:07 AM
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Got the very first statement for my Visa yesterday. 50K TY points showing up, plus 200 TY points for paperless statements enrollment bonus, and another 200 TY points for account online registration bonus. Now waiting for my MC to show the same TY points when the billing cycle ends tomorrow.
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#472
10-11-2012, 05:59 PM
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I activated mine this morning and they confirmed 50K TY points. The 90 day clock started ticking when I was approved as I need to spend 2500 by Dec 25.
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#473
10-11-2012, 08:02 PM
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FYI, I got a warning email from Serve for loading by CC and then withdrawing as it is against their T&C (cash advance). For $250 a month, I don't think it is really worth the hassle for just front loading the CC charges.
I applied and got approved for the MC a month ago. I took out a good chunk of the minimum spend req. so I just applied for the Visa. Not instantly approved, hopefully the same as the MC, I'll just have to call and get it taken care of. Last edited by adamant; 10-11-2012 at 08:06 PM.. |
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#474
10-11-2012, 10:49 PM
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#475
10-12-2012, 07:07 AM
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Just applied for the Visa (after getting approved for the MC a month or so ago). Got an error message saying they had problems with their system but would be in touch with me through mail. Prob. detected I already had one of the cards, either way, was too good of a deal to not try to get the 2nd. Should have done them using the 2 browser trick at the same time...
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#476
10-12-2012, 02:30 PM
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received the approval today, says annual fee$125, without the words "waived for the first year" as it was not mentioned at the time of application, is this alright? also, it pulls equifax, which states 40 pionts lower than credit karma, can this be true???
Last edited by sommer33; 10-12-2012 at 02:35 PM.. |
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#477
10-12-2012, 05:07 PM
Three different credit bureaus calculate the scores their own in a similar manner; however, the hard pull hits is based on which bureau is used for each time and number can vary significantly. This can be why there is a 40 points gap between the equipfax and CK estimated number. |
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#478
10-12-2012, 06:49 PM
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#479
10-12-2012, 10:38 PM
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Can someone confirm: If I already have a Citi Premier Mastercard, they won't give me Citi Premier Visa?
BTW, I have the Citi Premier mastercard card since Jan 2012 with 30K bonus, I think.
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#480
10-13-2012, 08:27 AM
In your case, Visa is a different card from MC. You can apply it as long as you are not violating the 90 day wait rule and have good credit. Last edited by joelchan1966; 10-13-2012 at 12:05 PM.. |
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