We just did the previous Barclay Card promotion for my wife. That promotion was that you get 20,000 points after your first purchase, can be used the same way as these points (same NFL card). We purchased a $200 Gift Card from WalMart for $206.88. Today I looked, and we had 20,207 points. I used 20k points as a credit statement, and then paid $6.88 from my bank account. I did not have to pay the balance first. I used the points to pay for the purchase. It was an easy, free $193.12.
seems like they improved their system, when i did it i waited like 2 months...
anyway i applied 2 cards (me and wife), both got instantly approved, free $800 coming :p
as i mentioned last time 400 didn't show up before i had to pay 1000 balance.
I didn't see your post before I wrote mine. But it still works as long as it's within 90 days. You pay the card balance when it's due, then the points post, then you use the points on purchases within the original $1,000, giving you a credit of $400. At that point, you can either spend down that $400 credit using the card, or request a refund (a check mailed to you) for the credit.
I'd just spend the credit down using the card myself to avoid the extra hassle, but either way should work. The main point is, don't get locked in thinking you have to spend an additional $400 after the first $1,000. It says you can use the points to pay for any purchase within the past 90 days; it doesn't say "within 90 days unless you paid your bill on time".
Last edited by Cheap$kate; 09-27-2012 at 09:20 AM..
Two wrongs may not make a right, but three lefts do.
There's room for all of God's creatures. Right next to the mashed potatoes.
Not sure if they give the 40k points on your first statement if you spend $1000 right away or do they wait til after 90 days are up
If they give the bonus on the first statement then you can apply the $400 right away -- if they wait til the 90 days are up then you can spend a few hundred the 1st month, a few hundred the 2nd month and then make a $400+ purchase in the 3rd month and apply the $400 credit to that
man that's not gonna happen...u need at least 1025 to get 400 back...
so best case we can do is buy 1000 gf card (costco cash card?), wait for 400 and then buy 400 gf more to redeem bonus...or u can buy only 25 after getting 400 and leave balance as -375, finally callin to ask for a check:p
if it has 0% apr it'd be much easier
Not quite. You can actually redeem $410 with this offer(+1k points from expenses). You just need to make sure you have a charge, or a bunch of little charges, that add up to $410
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