Free credit score & credit report for wells fargo customers

Apparently the phone connection to Experian occurs within the branch. But meeting with someone for discussion appears to be optional. This will NOT include a credit SCORE. Neither does AnnualCreditReport.com (free). They charge extra for that. And the FICO score is the most commonly used score in business transactions. No one else. Just FICO. So, you can d**k around with any other scores, but FICO is the one most company's use. If you don't pay for it, you won't get the FICO score. Period. Here's whats on the info page at WF.com :

Participating in the promotion is easy:

Go to a Wells Fargo store and get your personal access code.1
Visit wellsfargo.com/creditscore where you will be transferred to Experian and asked to enter your address, date of birth, social security number and your personal access code. Then you will be asked personal questions that only you will know to verify your identity.
After reviewing your credit score and credit report, look over your credit summary and check for any errors. And finally, if you choose, you can meet with a banker to have a personalized one-on-one meeting.

https://www.wellsfargo.com/jump/h...ditscore#2

How do I participate in the promotion?

This promotion, exclusively for Wells Fargo customers, is only available in Wells Fargo stores.

Participating in the promotion is easy:


1.Go to a Wells Fargo store and get your personal access code.1
2.Visit wellsfargo.com/creditscore where you will be transferred to Experian and asked to enter your address, date of birth, social security number and your personal access code. Then you will be asked personal questions that only you will know to verify your identity.
3.After reviewing your credit score and credit report, look over your credit summary and check for any errors. And finally, if you choose, you can meet with a banker to have a personalized one-on-one meeting.


This promotion expires midnight (PDT) on November 15, 2012.1

Will it be a hard inquiry since it's from the bank?

Quote from izmeeh : Will it be a hard inquiry since it's from the bank?

No. It's your typical credit report request like the annual one.

Thank you.

It's an Experian credit score. Also, the report does NOT count as your free annual report.