Canon Powershot SX40 HS Camera - $194 Display model or $215 NIB Target Clearance B&M YMMV

The Canon 5251B001 PowerShot SX40 HS 12.1MP Black Compact Digital Camera is a versatile compact point-and-shoot camera that easily captures amazing photos and videos. The HS SYSTEM boosts low-light performance with the DIGIC 5 Image Processor and a high-sensitivity 12.1 Megapixel CMOS sensor. The 35x Optical Zoom offers incredible reach and range, allowing you to shoot any scene, near or far. The camera also features a 2.7-inch Vari-angle LCD for great shooting flexibility. Packed with an array of powerful technologies, the PowerShot SX40 HS is a convenient digital camera capable of brilliant image capture.Built-in Flash Yes: Auto, Auto/Red-eye Reduction, FE Lock, Flash On, Off, Red-eye Reduction, Slow Sync.Effective Flash Range Wide: 1.6 - 23' (0.49 - 7.01 m),Telephoto: 4.6 - 9.8' (1.40 - 2.99 m)

Update:
A couple of notes:
Target has a new Camera Protection Plan that is only 2 years but includes "Accidental Damage from Handling" including drops, spills, cracked screens
It's $21 for items up to 199.99 and $34 for items $200-$299

This is different than the 3yr Electronics Mechanical Plan mentioned in the OP. Obviously, each has their own advantages/disadvantages but be aware there is a choice.