For those people looking for the requirements of this type of account look no further.
Thank you for contacting U.S. Bank using our online services.
We have received your request and we are more than happy to assist with your inquiry. Upon review, we show that you have a new Gold Checking account and a Package Money Market Savings account. This is called a Gold Package. As a valued U.S. Bank Gold Checking package customer, your fee waiver options are as follows:
- Maintain an average daily balance of $2500.00 or more in your checking account
- A Monthly direct deposit of $500.00 or more
- An automatic payment to a U.S. Bank Loan or Line of Credit or U.S. Bank Credit Card
- An automatic transfer to a U.S. Bank Investment
If the $25.00 transfer is cancelled, this will not effect the fee waiver options like on your previous Silver Checking account. However, if you do not maintain one of the above options, a monthly maintenance fee of $12.95 or $10.95 with online statements, will be assessed.
We do show that you have a U.S. Bank Credit Card. If you were to set up an automatic monthly payment to the credit card from your Gold Checking, this would waive the monthly fee.
I hope this information was helpful. Thank you for choosing U.S. Bank and we look forward to servicing your financial need.
U.S. Bank 24 Hour Banking and Financial Sales
The requirement to waive monthly fees is nothing to do with the requirement to receive $200 requirement. They are different requirement
In order to get $200, we have to maintain silver, gold or platinum checking AND minimum direct deposit of $100
"This offer is restricted to recipients of an offer via mail or email and is not transferable. A $25 minimum balance is required to open a U.S. Bank Checking account. Earn your cash bonus by opening a new consumer checking account by November 30, 2012 and setting up a recurring direct deposit of at least $100 within 60 days of account opening. You must use your Promotion Code when you apply. Your bonus will be reported as interest earned on IRS Form 1099-INT and will be credited to your new checking account within 6-8 weeks after direct deposit is established assuming account is open and in good standing. Offer may not be combined with any other cash bonus or marketing offers. One offer per household. Other restrictions may apply."
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I did a promotion like this before with Chase. But they were giving away an iPod Touch 16GB 4th Gen. The catch? Open an account and use your card 20 times a month for 4 months. At the end of the 4th month they would send me the iPod Touch. So what did I do? Went to the Dollar Tree and bought 20 items I needed anyways and paid for them SEPARATELY Sure it was weird and I got strange looks from the cashier! Mind you I did so when there was no line as well. Plus you didn't have to do it at once like I did. So around month 5, received my gift, and shortly sold it on CL for $190.
If this is anything like the ingdirect savings deal you will get taxed like the 200 dollars is interest
All bonuses that do not involve a purchase are taxable as income. Bonuses linked to purchases are considered rebates, that's why credit card bonuses don't get taxed. This will appear on your 1099 form, so you can't cheat.
Can anyone help me out with reading this? I'm in OH and the T&C are different.
Looks to me like there is no fee or waiver needed for Easy Checking? I know it says otherwise on the actual site, but if I put in my zip code and read the PDF[usbank.com] it shows no fee so I just want to make sure.
The pdf you posted shows a fee effective October 15.
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