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Get $200 for switching to U.S. Bank Checking with DD

amex1007 656 October 23, 2012 at 07:06 PM in Finance (2) More US Bank Deals
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Received a $200 offer for switching to U.S. Bank Checking. Just open your new checking account with direct deposit by November 30th!

Present Promotion Code CK1130A to your banker or enter it online when you apply.

DD of min $100 required withing 60 days of account opening.

Linky [usbank.com]

346 Comments

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#46
Quote from supersoul View Post :
No Romney please. I don't want second bush shit

Obama all the way
Yeah, No second Bush shit. I hated all those wars he started... Obama ended all the wars right? LOL.
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#47
Quote from drroone View Post :
For those people looking for the requirements of this type of account look no further.

Thank you for contacting U.S. Bank using our online services.

We have received your request and we are more than happy to assist with your inquiry. Upon review, we show that you have a new Gold Checking account and a Package Money Market Savings account. This is called a Gold Package. As a valued U.S. Bank Gold Checking package customer, your fee waiver options are as follows:

- Maintain an average daily balance of $2500.00 or more in your checking account
- A Monthly direct deposit of $500.00 or more
- An automatic payment to a U.S. Bank Loan or Line of Credit or U.S. Bank Credit Card
- An automatic transfer to a U.S. Bank Investment

If the $25.00 transfer is cancelled, this will not effect the fee waiver options like on your previous Silver Checking account. However, if you do not maintain one of the above options, a monthly maintenance fee of $12.95 or $10.95 with online statements, will be assessed.

We do show that you have a U.S. Bank Credit Card. If you were to set up an automatic monthly payment to the credit card from your Gold Checking, this would waive the monthly fee.

I hope this information was helpful. Thank you for choosing U.S. Bank and we look forward to servicing your financial need.

Sincerely,

Melena Codekas
Email Operations
U.S. Bank 24 Hour Banking and Financial Sales
The requirement to waive monthly fees is nothing to do with the requirement to receive $200 requirement. They are different requirement

In order to get $200, we have to maintain silver, gold or platinum checking AND minimum direct deposit of $100

"This offer is restricted to recipients of an offer via mail or email and is not transferable. A $25 minimum balance is required to open a U.S. Bank Checking account. Earn your cash bonus by opening a new consumer checking account by November 30, 2012 and setting up a recurring direct deposit of at least $100 within 60 days of account opening. You must use your Promotion Code when you apply. Your bonus will be reported as interest earned on IRS Form 1099-INT and will be credited to your new checking account within 6-8 weeks after direct deposit is established assuming account is open and in good standing. Offer may not be combined with any other cash bonus or marketing offers. One offer per household. Other restrictions may apply."
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#48
i wonder what qualifies as a consumer checking account? would an easy checking account qualify?

the term states," Earn your cash bonus by opening a new consumer checking account by November 30, 2012 and setting up a recurring direct deposit of at least $100 within 60 days of account opening."

no where does it say that it has to be a silver, gold or platinum checking account.
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#49
I did the silver checking as it'll be easy to fulfill the requirements to waive the monthly service charge.
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#50
does student checking count? also after I chose to receive checks and a debit card it said wait for us to contact you. is that normal?
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#51
If this is anything like the ingdirect savings deal you will get taxed like the 200 dollars is interest
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#52
So...this makes my 7970 future purchase that much cheaper. I'm for sure in.
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#53
I did a promotion like this before with Chase. But they were giving away an iPod Touch 16GB 4th Gen. The catch? Open an account and use your card 20 times a month for 4 months. At the end of the 4th month they would send me the iPod Touch. So what did I do? Went to the Dollar Tree and bought 20 items I needed anyways and paid for them SEPARATELY Wink Sure it was weird and I got strange looks from the cashier! Mind you I did so when there was no line as well. Plus you didn't have to do it at once like I did. So around month 5, received my gift, and shortly sold it on CL for $190.

I'll look further into this one...
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#54
Quote from zachary80 View Post :
If this is anything like the ingdirect savings deal you will get taxed like the 200 dollars is interest
All bonuses that do not involve a purchase are taxable as income. Bonuses linked to purchases are considered rebates, that's why credit card bonuses don't get taxed. This will appear on your 1099 form, so you can't cheat.
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#55
Throw Romney and Obama in a ring to duke it out. Who ever wins will win the election. Big Grin

Thanks, OP! I may try this.
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#56
Does the Easy Checking account qualify for the bonus? Thanks!
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#57
but it IS taxed


only deals like this that are not taxed are usually CC that you must meet spend requreiment. this is taxed.
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#58
nice $200 bonus. Will print out offer and go to nearest us bank branch.

Remeber to ask for "SILVER checking":

Options to Avoid the Monthly Maintenance Fee

• $25+ monthly auto transfer to a Package Money Market Savings account OR
• Average account balance of $1,500 or more,3 OR
• Combined monthly direct deposits totaling $500 or more
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#59
Quote from predator.z6 View Post :
Can anyone help me out with reading this? I'm in OH and the T&C are different.

Looks to me like there is no fee or waiver needed for Easy Checking? I know it says otherwise on the actual site, but if I put in my zip code and read the PDF [usbank.com] it shows no fee so I just want to make sure.
The pdf you posted shows a fee effective October 15.
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#60
Quote from rooter View Post :
Yeah, No second Bush shit. I hated all those wars he started... Obama ended all the wars right? LOL.
better than starting them
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