$100 Cash Back for Discover Sign Up (5% cash back on online purchases, 1-day shipping on Amazon)

Quote from minoaka : All these popular deals on Discover made me want to sign up, but I was waiting on an online cash back offer. Here's $100 cash back after $500 in purchases: Discover sign up Details: $100 Cash Back— for a limited time, cardmembers can get $100 cash back when they make $500 in purchases within 3 months of being approved with their new card. 5% Cash back everywhere you shop online. Only Discover is giving cardmembers 5% cash back everywhere they shop online. This is good for up to $1500 in online purchases with their card from now through December. Signing up for 5% is free and easy. FREE One-Day Shipping at Amazon.com. New cardmembers get FREE one-day shipping 11/1 - 12/15 on qualifying products at Amazon.com when they use their Discover card or Cashback Bonus and enter promo code DSCVRHSP. Cash back Bonus means real cash rewards on every purchase. So you never stop earning. 0% intro APR on purchases and balance transfers for 12 months, then 10.99%-19.99% Standard Variable Purchase APR. Terms and Conditions [discovercard.com] Slickdeals threads about Discover Amazon 1-day shipping: http://slickdeals.net/f/5414530 5% cash back on online purchases up to $1,500: http://slickdeals.net/f/5133824

I was told by a Discover rep that they will layer the cashback bonus for online purchases with Shop Discover making places like WalMart 10%. I have been buying items at Wal Mart and getting free Ship to Home with 10% cash back along with the tax benefit of online vs local I'm getting about 14% break over in store at Wal Mart.

Discover is a great card if you just use it when they pay you the bonus. They have too many loopholes for day to day purchases such as the SuperStore and Warehouse Club cash back that never does reach 1%. I just use them on Shop Discover and the quarterly bonues categories and I still get a lot back from them.

Quote from icefresh : Could I use Amazon Payments to generate $1,500 in "purchases" and send the money to a family member? Should be free + $200 cashback from Discover.

I would also like to know if this is possible. TIA.

wasn't there a $400 cashback one? I think there was when I tried the build-a-card couple of months ago...

Quote from abhi1509 : Same here. DOnt see the $200.

When I go through Discover Card Builder, select $200 cash back and get an application to fill out, I see the following paragraph about cash back under Important Information:

TERMS OF CASHBACK BONUS OFFER: Earn $200 Cashback bonus when you make $1500 in purchases within 3 months after your account is opened. Offer valid for new accounts only; limit one per account. We are not responsible for merchant delays in processing transactions. Promotional rewards will be applied within 8 weeks.

https://www.discovercard.com/card...ULTS_APPLY

https://www.discovercard.com/card.../questions
For the build-a-Card:
1. Excellent Credit.
2. I'm not sure.
3. See All Offers
Select either Cashback card.
Raise "Welcome Bonus" Scale to Highest.
You'll see the $200 offer.

Quote from oFlamingo : Wow -- did not know that about Discover. I guess if I end up getting this card, I can always use it in conjunction with different cards -- I'd only use this for the 5% categories, and use other cards that earn waaay more than just 0.25% on everything else. Good info, thanks!

FWIW, I have found aside from the rotating categories the shopdiscover.com portal is one of the strongest out of all the cards - lots of big-name merchants all at 5%. I use it + pick up in store pretty frequently and it works out great - Lowes, Kohls, etc.

Just be aware that it's the merchant, not Discover, that handles the cash back and they generally know whether you're following the rules or not.... so you gotta follow them or you won't get your cash back. For example, you get 5% from Best Buy, but if you use your BB Rewards card that's another "promotion or offer" and it invalidates your Discover cash back. Another one I found out the hard way is Dell's 5% cash back - Dell associates your email address with a Home *or* Small Business account, but not both. If you click through the shopdiscover Home 5% link, for example, and purchase from Dell Home, but then use an email associated with Dell Small Business, you get no cash back. I got screwed out of like $800 cashback that way.

Quote from thesameguy : FWIW, I have found aside from the rotating categories the shopdiscover.com portal is one of the strongest out of all the cards - lots of big-name merchants all at 5%. I use it + pick up in store pretty frequently and it works out great - Lowes, Kohls, etc. Just be aware that it's the merchant, not Discover, that handles the cash back and they generally know whether you're following the rules or not.... so you gotta follow them or you won't get your cash back. For example, you get 5% from Best Buy, but if you use your BB Rewards card that's another "promotion or offer" and it invalidates your Discover cash back. Another one I found out the hard way is Dell's 5% cash back - Dell associates your email address with a Home *or* Small Business account, but not both. If you click through the shopdiscover Home 5% link, for example, and purchase from Dell Home, but then use an email associated with Dell Small Business, you get no cash back. I got screwed out of like $800 cashback that way.

So in order to get cash back, I have to go through Discover's website to order? Is that how a lot of cards are?

is there a annual fee. Could get the $200 and let it set there.

Quote from Icecreamlova : is there a annual fee. Could get the $200 and let it set there.

Nope, no annual fee.

just a heads up - you cannot combine discover cards if you have more than 1. at least not as of 6 months ago. you can have more than 1 card though

Quote from Zodiacs : Waiting for some good Gift Card deals, IIRC, they had 20 dollars for 40 shell gift cards. Other good stuff as well. Unless you need the money, I would say don't cash out.

thanks for the heads up. i'll definitely sit on my CB from now on and check to see what they're offering regularly.

For the 5% cashback, does paying bills online like my TWC bill count as online purchase?

applied for the $200 cashback for $1500 purchases in 3 months...no decision yet. application status is still "in processing". keeping fingers crossed

is there a way to get instant decision?