No reason to thumb down considering almost all credit card companies are doing this with the transaction fee. 3% is among the lowest that I usually see. If you do the simple math it really costs you only 2% APR if you take advantage of the full 18 months of 0% interest. Great offer if you need to pay off something where your APR is greater than 2%.
Edit: Another thought, the transaction fee should definitely be included in the OP.
Last edited by gt4som; 11-16-2012 at 10:45 AM..
Reason: Fee should be in OP
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