I was recently denied by a Chase credit recon analyst for high credit card utilization. Other than the obvious of lowering my current credit card utilization, is there anything else I can do for them to reconsider and at least give me a small credit limit to start out with?
My debt is basically that of my father and sister, who I stupidly and ignorantly signed up for under my name and they are still paying it off.
Discover More Card - 9k credit limit, currently at 7.9k
Lowes Consumer Credit Card at 3.6k.
All and every other debt I've paid off within the past year. I do also have a Chase bank account which I recently acquired.