Paying off student debt

I graduated this past May and starting this month I have to pay off my student loans. I have three loans under my name, Stafford Sub $12k @ 4% and Stafford Unsub $4K @ 6.8% ( Stafford Loans grace period ended in Nov) and Perkins loan. I was going consolidate all three but my Perkins doesn't accrue interest until April of next year and if I were to consolidate I would have to start paying everything off now.

Now my parents helped me pay as well with Direct Parent Plus Loan, which is 18,000 @ 7.9 % and $5,000 @ 7.9% . I made the mistake of dorming Freshmen year to get the college experience so that's why the loan is so high. I was thinking of paying off my parents Direct Plus 4K right now since its at 7.9% and around April pay off the Stafford Unsub. Between Checking and Savings I have 10K.


Any opinions on how I should go about paying off student debt?

Now I can't consolidate Direct Parent Plus with my loans.

I live with my parents, so only expense I have is going out to the bar getting something to eat with friends and buying Metrocard and gym membership, so my total monthly expense might be anywhere from 100-200. I make 40k a year.