How about getting a 2nd job, even at best buy or walmart...you will be able to pay your debts much faster, then quit when your free of them.
Bestbuy >>> Walmart, though obviously harder to get in for the non-Tech.
How to Start Living a better Life
1) Have Expenses <<< than your income
2) Invest your money to increase you passive income
3) Get your free time back to develop better relationships with those you care about!
4) Find inner peace from your past, for your future, and for your happiness with freeing your chains in the present!
5) Start questioning the Media and Government, to make sure they are generally on a right path for existence and moral standing.
Pay off CC debt fast, but don't be so hastey to lock up all your money into Roth IRA's and 401ks until your dead or age 59.5 (that is many years you could have made money elsewhere and not have to pay 1.5% management fees to funds).
I don't feel the money is 'locked' into the Roth IRA. Contributions (not earnings) can be pulled out tax-free at any time. So any money I put into my Roth account can still be accessed as long as the market doesn't tank.
Once I pay off the debt I want to look at additional investment options but I don't know enough about the market yet but I'd like to learn.
Since your CC is interest free, pay the min until the deadline. Use the time to build up the IRA and build up a pmt fund. That way you take care of yourself first and you may find another interest free glance transfer down the road to defer the CC debt even more. GL.
The CC debt is unsecured so in an emergency can be the last of your worries A's long A's you have access to other funds and built up equity in the house, etc...
Artificial intelligence is never a match for natural stupidity
Most useless terms:
ASAP - how bout earlier?
YMMV - isn't that life?
Do ___ going forward - any other way?
I got x for $y on BF or last week - unless you have DeLorean with a flux capacitor
Illegitimati non carborundum
Wins: #1, #2, #3, #4, #5?
You have been assimilated into the SD collective consciousness, resistance is futile
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