squaretrade is reputable, and phones are tricky, because they are cheap subsidized and expensive out of contract and many people break them or drop them in the toilet.
However you don't need warranties for TVs. And for tablets if you keep in the house you really don't need one unless you take it everywhere or think you'll drop it in the house, either way always get a case for your phone or tablet. You're right, mechanical failure is low, it's screen damage.
I always read that warranties are typically not a good deal.
So why does everyone buy them from ST? Because of the discount? And for what type of products?
I am contemplating a ST Warranty for a Tablet. Mainly because my son will be the primary user so there may be a drop/cracked screen in it's future. If it was only based on the mechanical failure aspect I doubt I would buy.
Best deal on Squaretrade for TV's is Costco hands down - you do NOT have to buy a TV from Costco to qualify for the Squaretrade discount -
TV's under $500 - $29.99
Tvs 500-$1000 - $59.99
Tv's over $1000 - $99.99
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