1. Work hard in school (or teach your kids to if you're flipping trash cans).
2. Don't get into CC debt (b/c there really is no need to) - does not include using CC to pay off necessities and paying the CC off at the end of the month.
3. Save a few pennies for a rainy day, pay off home, save for retirement.
No need to steal, scam, or "get lucky". Sometimes you create your own "luck". And if you live in America, you are "lucky", so take advantage of #1. America is one of the few countries in the world that offers FREE education. The problem is that we feel entitled to everything without putting in the work. Life don't work that way.
When I gave my list, it was more or less a "joke". I don't really think people should do what I said to get rich, but I see a majority of people who are well off have done two out of the four at some point in their life. When I say stealing, I don't mean going to a store and shoplifting like an idiot. What I mean is finding cheap ways to create passive incomes, much like what the writer of this book is doing.
I don't really agree with you that working hard in school will make you rich. It will just set you up to live near or slightly above middle class level. Not getting into CC debt doesn't make you rich either, it just puts you in... no debt. Your third point doesn't make you rich either, it's just a method of saving money for the long term.
Wear gloves. I'm pretty sure you've never looked under a hood or topped off antifreeze because there is nothing grimy about that. But you'll retile a bathroom(and grout)? and then change how much you said it cost to change your battery?
whatever makes you feel good, grrrrrl
I used groutable vinyl tiles by TrafficMaster. Installing the grout was like scrubbing the floor. Here's a link to the video.... TrafficMaster Ceramica[youtu.be].
I never said I paid $150 for a battery... you did. I paid $114 + tax which came to $125. I initially said I paid $130 (rounding up when I thought the total was $128) until I looked at my receipt. Walmart's 1-2 year free replacement battery is about $90... "if you're lucky enough to find it in stock when you absolutely need it. I got a 3 year replacement warranty plus installation for $15. Plus, I didn't have to carry the darned thing back to my car. Excellent!
Stop talking about my "old" car. It's shiny with leather seats, a sun roof, MP3 player, was checked out by a Nissan dealer for $17 before purchase, and gets me from point A to B with out any major repairs. Awesome!
Note: The Nissan dealer is not at all expensive. I take my car to the Nissan dealer because the on my first 1998 Altima, in 2009, my car wouldn't start. I had it towed (with AT&T's $2.99/month Roadside Service) to one of those cheapy mechanics (Tires Plus). They had me leave my car overnight because it was near closing, called me at work and said I needed new spark plugs for $150. Got to the car and it still wouldn't start. Went inside to mechanic and he said I had "major issues" and spark plugs were the least on my concern. He refused to refund my money (which I got back from BBB). So I paid $150 and my car still wouldn't start. Had it towed (for $60 because AT&T had a limit) to a mechanic my cousin recommended... because he was cute. He said I needed a new engine and I would only be able to drive car a few more months. He offered to either get me a another engine $2,000 or he can sell me a new car. Yuck! I then had the car towed to Nissan dealer on the recommendation of my mother's elderly boyfriend who said they'll put it on their diagnostic machine and tell me exactly what's wrong either for free or with oil change. Nissan dealer said, "Oh yeah, battery connector's bad... 50 BUCKS! "So, no new engine? Why would you need a new engine? There's nothing wrong with your engine". I drove off the lot... and all the way from Georgia to Arizona in the 2 years following... until I sold it on Craigslist for $1900 so I could get a sunroof.
The Nissan dealer has ALWAYS told me what's up with my car for the $17 oil change on both my old and new 1998 Nissans. Why would I go anywhere else? Getting the car repairs at the dealer may be an entirely different story, but I've had nothing major to worry about anyway.
Last edited by flygrrrrl; 01-29-2013 at 07:21 AM..
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