I have a question regarding negative prepaid rebate card balances. I got a $400 prepaid card from the T4i/printer deal a while back and just recently used it. I charged a dinner and an eBay purchase on it, but apparently the dinner charge didn't clear before the ebay transaction and some misc fee put the card into a negative balance. I'm currently at -$5.65 on the prepaid AMEX card. Should I be paying this back, even though I don't have an AMEX account? Will this damage my credit rating? This is a non-refillable card, and I don't really know how this works because I've never dealt with one before. Any input is appreciated.
i called once to ask and what i was told was as long as its just a couple of dollars they wont demand repayment and it wont effect your credit. this was for a visa rebate prepaid card though. so you might want to call the number on the card and see what amex says.
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