Discover Card Double Cashback Bonus on Kia Gift Cards. Turn $25 Cashback Bonus into a $50 Kia gift card. Or $50 into $100. Or $250 into $500.

Quote from leoleonleo : Please let us know if u can use it in Honda dealer without any problems!

My cards are shipped, I will have it this week... i made a appointment this friday already for my oil change... even if its rejected the oil change is only 20 bucks... LOL

Quote from slain85 : because there's too much variance in the credit card processing for each kia dealership. keep in mind each franchise may be owned by different people or groups. there's also numerous multi-manufacturer car dealerships that share office space and/or credit card processing. i doubt discover has a white-list of each of kia's credit card processors just to accept these kia reward cards. as for your 2nd statement, cashback bonus is based on the same system since it goes by a particular MCC. for example, mcdonalds is classified under fast food, and walmart is classified as a discount retailer, even if you purchase stuff on their grocery side. as for an opposite example, most restaurants inside a hotel will be classified as hotels and not dining (e.g., CPK inside mirage las vegas is not categorized as a restaurant - i know because i didn't get 5% CB). read the last sentence on discover's CB bonus fine print: "If a purchase is coded for a category other than those listed above, it will not qualify."

I asked about the MCCs because I haven't been able to find out much about MCCs in past Discover threads - it always seemed to me to be wide latitude of products available for CB when a particular retailer "qualifies" as MCC for the targeted promotion. How to find out the MCC for the retailer? TIA

Quote from dodgeball : I asked about the MCCs because I haven't been able to find out much about MCCs in past Discover threads - it always seemed to me to be wide latitude of products available for CB when a particular retailer "qualifies" as MCC for the targeted promotion. How to find out the MCC for the retailer? TIA

MCCs are not assigned to retailers but rather retailers are assigned to a MCC, so there's no document out there that tells you specifically. for the most part, just look at the core business of the retailer and that should narrow it down 90% of the time.

there may be several MCCs within a general cashback category but it's common sense. for example, mcdonald's or starbucks would be considered fast food at 5814, whereas olive garden or red lobster would be a restaurant at 5812, but they all fall under the restaurant range of MCCs that's allowable by the credit card. the only establishments you may run into trouble are maybe 2nd tier establishments (e.g., starbucks inside a barnes and noble or target, restaurants inside a hotel, etc.).

for more info on MCC, go to http://mcc-codes.findthedata.org/

Quote from mitul2288 : agreed. I have yet to own a brand new car because of the guaranteed loss of value after it has been owned for even one minute. You want to save money, buy a year old car that was leased out. Take that savings and stop killing yourself hunting for gas deals for a while.

I disagree. I usually buy new or very old ( 5-10 years old with low miles). If you buy 1-3 years old, you're better off buying New. 1st, there are lots of deals when buying new, incentives from manufacturers, also 0% APR or low APR financing compared to a used car. For example, I paid $34k for a brand new infiniti G37XS with premium package, and some accessories. 2 years later, I check kbb value, it was valued at $35k for private party sale. oh, the $34k includes all taxes and fees. This is the type of comparison I always do before buying new and it is always cheaper buying new with high resale value vehicles. if the vehicle does not have a high resale, then maybe you're right.

now, I also bought a 10 year old BMW 3 series Convertible for $15k and brand new was around $50k+. That's a good deal for older vehicle, but of course I still regretted it coz after buying it, it kept Burning My Wallet = BMW with maintenance after maintenance. Of all my life of owning vehicles, I've never had a 10 year old vehicle where the entire computer board had to be replace. German Junk.

Quote from kaih23 : I disagree. I usually buy new or very old ( 5-10 years old with low miles). If you buy 1-3 years old, you're better off buying New. 1st, there are lots of deals when buying new, incentives from manufacturers, also 0% APR or low APR financing compared to a used car. For example, I paid $34k for a brand new infiniti G37XS with premium package, and some accessories. 2 years later, I check kbb value, it was valued at $35k for private party sale. oh, the $34k includes all taxes and fees. This is the type of comparison I always do before buying new and it is always cheaper buying new with high resale value vehicles. if the vehicle does not have a high resale, then maybe you're right..

I bought my second new car 4 years ago. After 33000 miles in 4 year, it is still holding 70% of the value (current kbb dealer price) due to the incentives I received. Indeed, the kbb value was higher than my purchase price during the first 2 years. In addition, it generally has higher resale value for vehicles with a single previous owner.

Quote from Mydiscover : My cards are shipped, I will have it this week... i made a appointment this friday already for my oil change... even if its rejected the oil change is only 20 bucks... LOL

So did it work at the honda dealership?

I guess it didn't work at other car dealership.

I tried using the KIA gift card at my Infiniti dealership. The cashier tried running the card twice, but it was rejected both times. This dealership would likely have an MCC (near?) identical to a KIA dealership, so clearly Discover has done their homework and seems to have made these only redeemable at KIA (as per the T&Cs). If anyone has any further input here, I would love to hear it. Still a great deal and KIA will be changing the oil on my Infiniti for at least through the next year...

If anyone doesn't want their cards, I would be willing to buy them for the CB amount plus a small profit. PM me if interested.

to all the kia haters posting here:

i own 3 cars,

a $90,000 Mercdes AMG Convertible with 45,000 miles, which has been in the shop countless times and I still have one problem that they can not seem to resolve.

i also have a Hyundai Sonata (Same as a Kia Optima), with 65,000 miles and only had one problem fixed under warranty

my wife has a Kia Soul with 50,000 miles and no problems (just one recall regarding an audio speaker)

Quote from JackD121 : Do Kia dealerships sell visa gc's ? Lol jk... ...

Lol! typical SDer! Who knows may be some SDers may be buying Visa GCs with the Kia GCs, never underestimate a SDer...

I have 2 discover cards and in total I have about $2000 cashback, anyone interested in this Kia gift card deal please PM me with a decent price, thanks.

There must have been a run on these cards because one of mine was "out of stock". I ordered about $1300 in cards