Search in
VALENTINE'S DAY Video Games TV Computers Finance Home Apparel Tech Cameras Autos Health & Beauty Children Entertainment Travel Pets
Forum Thread
Walmart Discounts, Deals and Coupon Codes

Walmart Credit card - Free fico score?

executivedealer 389 February 9, 2013 at 10:10 AM More Walmart Deals
Deal
Score
0
7,349 Views

Thread Details

I've been looking for a cheap way to get my fico scores daily and everything i've seen thus far has been either a 3-6 month wait or 15.00+ monthly fee...so I come across a friend who says he signed up for a walmart credit card and hes able to get a free fico score monthly that way.

Does anyone know about walmart credit card fico scores and where it comes from? I've tried credit sesame and credit karma, but they both use their own way of calculating your credit score, not exactly through the credit bureau.

3 Comments

1

Sign up for a Slickdeals account to remove this ad.

#2
Quote from executivedealer View Post :
I've been looking for a cheap way to get my fico scores daily and everything i've seen thus far has been either a 3-6 month wait or 15.00+ monthly fee...so I come across a friend who says he signed up for a walmart credit card and hes able to get a free fico score monthly that way.

Does anyone know about walmart credit card fico scores and where it comes from? I've tried credit sesame and credit karma, but they both use their own way of calculating your credit score, not exactly through the credit bureau.
While I'm not positive, I'm 90% sure it's a FAKO score. I used DiscoverCard's tracker and they did the same thing-- but you had to pay for it ($8 a month, can you believe that?). So instead of paying $106/yr for a "fake" score, I just use Credit Karma... it's not like either are real, but hey, at least I get an estimate for free.

I would check into it, but like I said, it's probably FAKO.
Reply Helpful Comment? 0 0
#3
It's FICO and from equifax with what I've read, so that in itself might be worth it; plus we shop at Walmart for little things here and there, might not be a bad idea but just want to see what everyone else's thoughts or experience is with it.
Reply Helpful Comment? 0 0
#4
I stand corrected. Here's what I found:

http://www.walmart.com/cp/Credit-Cards/632402 "Receive your free monthly FICO® Score when you enroll in electronic statements online".

Seems like a good option-- would only cost you a hard inquiry (though you have to weigh 1 hard inquiry = ~$500 when you're looking at credit card sign up bonuses). Does $500 outweigh the free report each month?
Reply Helpful Comment? 0 0
Page 1 of 1
1
Join the Conversation
Add a Comment
 
Slickdeals Price Tracker
Saving money just got easier.
Start Tracking Today
Copyright 1999 - 2016. Slickdeals, LLC. All Rights Reserved. Copyright / Infringement Policy  •  Privacy Policy  •  Terms of Service  •  Acceptable Use Policy (Rules)